Lots of bank switch offers now available. There is currently over £1300+ in normal current account bonuses on offer. Here are the latest deals:

Standard current accounts

• Bank of Scotland (£175 to switch)
• First Direct (£200 to switch + £45 more)
• Nationwide (£175 to switch, couple can do 2* solo and joint account for £525)
• NatWest (£200 to switch)
• Santander (£180 to switch, + £20 more)
• RBS (£200 to switch)
• Ulster (£200 to switch)

Premier current accounts (high earners)

• HSBC Premier (£500 to switch)
• NatWest Premier (£250 to switch)
• RBS Premier (£250 to switch)

> Enjoy!

Other good offers:

• Get £20 when you sign up and spend £1 with Revolut - Full details here
• The Latest list of sign up offers that arent available on beermoneyuk (May 2026)

You can find all of this information, in an easier to digest format, on Scrimpr here

Switch your bank account, get a cash reward for doing so. But don't switch your main account, open up a second account and switch that to get the money! Or open a second and a third "burner" and grab many switch bonuses at the same time.

**The post has been updated with the newest offers. But it is a difficult task keeping on top of all the questions. Please continue to share your experience with Bank Bribes. I will add questions/answers and update the offers as and when they appear. Special thanks to those who highlight the latest offers.

Never switched a bank account before?

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It's worth doing. Banks want your business and they'll pay you £100-£500 to give them a try — the current account switch service (CASS) handles the whole thing automatically, so it's about a week of waiting for very little effort. The trick is not to switch your main account. Open a second one at your current bank (or use an old one you already have) and switch that instead. Here's how:

1. Open a second current account with your main high street bank (must be part of CASS service)
2. Set up direct debits on the second account (if required). You can set up multiple cheap direct debits on Scrimpr direct debit
3. Add £1 to your second account. This will be transferred to your new account, allowing you to see when the switch has been completed.
4. Apply for a new account and arrange to switch to your second bank account (sometimes this is during the application process, other times it is after the account is opened).
5. Let the current account switch service take care of everything.
6. Make sure all other terms are met (e.g. pay in money if needed).
7. Receive your bank switching bonus.

Then, if you decide you do not like your new bank you could sample another bank and get paid again!

​

What are the easiest/best direct debits to use for bank switching?

There are many: Lots of people recommend setting up fast and cheap direct debits. You can set up those using the Scrimpr direct debits at this link which set up within a week.

But really, its better to use your own Paypal, Ebay, Moneybox savings account, your credit card, Sprive Mortgage auto savings. We recommend ones that save money into an account in your own name.

​

Are there some bank accounts worth keeping?

Yes. Some are quite good, and give ongoing rewards. For example, Club Lloyds gives free Disney Plus. Barclays Premier gives free Apple TV. See the "don't leave us please" bank rewards post. Some also give access to the best savings accounts (e.g. regular savers).

And it is always worth keeping 3 accounts open for bagging ~£50 in cash from YouGov Connections every 3 months. Instructions for YouGov Connections here.

Are there additional offers for students?

Why yes. See the 2025 Student Version of The Bankedex Here

It has offers for students opening student accounts (no switching required).

Standard Current Account Offer Information

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Whilst we do our best to make sure things are correct, sometimes errors do slip through. Always do your own research. Also, it may not be possible to work through all of these.

​

Bank of Scotland - £200

>Current offer: £175 for switching to the Classic Current Account > > > * You can switch to the free Classic Current Account, or the premium Silver or Platinum accounts. >
>Offer end date: 29/06/2026 >
>Requirements:
> > > > * Initiate a full switch, transfer three direct debits from your old account. > >Available to existing customers: No. And you cannot switch from a Halifax or Lloyds account.

​

First Direct

>Current offer: £175 + £25 bonus until 15/07/2026 + extra £45 via Quidco >
>Extra £40: You can get an extra £40 by signing up to First Direct via Quidco. If you don't have a Quidco account, you can sign up here (and make sure to accept all cookies on Quidcoand the First Direct website): > > > Quidco sign up

>
> > * You can switch to their First account.
>
>Offer end date: No end date given, may be removed at any time.
>
>Requirements:
>
> > * Full switch (two direct debits or standing orders are required). >
> > * After opening account, log in to mobile banking and pay in £1000 within 45 days. > > > * Make 5 debit card payments. >
> > * You cannot have had a 1st Direct account before.
>
> > * You cannot switch if you have an HSBC account opened after 01/2019 > >How to do it: Once your first direct account is open, simply log into your first direct app, select the account you wish to transfer into, tap ‘switch to us’ from your account menu and follow the instructions. >
>Available to existing customers: No. Also can't have had a HSBC account opened since January 2018. >
>How long does it take to pay the bonus: paid by the 20th of the month following that in which you met all of the criteria.

​

Nationwide

>Current offer: £175 (couples can do a solo each AND a joint account - £525 total) >
> > * You can switch to either the FlexAccount (free), FlexDirect (free) or FlexPlus (premium) current account. > >Offer end date: None listed, can be removed at any time. >
>Requirements: Full switch with: > > * 2 Direct debits transferred as part of the switch > > * Pay in £1000 within 31 days of opening your account/applying to switch > > * Make 1 debit card transaction. > > > * You cannot have had a Nationwide bonus since 2021. >
>Reward payable by: within 10 days of the switch completion. >
>Available to existing customers: Yes but must switch an account held elsewhere. Cannot switch a Virgin Money account either.

​

Natwest & RBS & Ulster (three offers!)

>Current offer: £200 to switch > > * Do all of these at the same time to get the bonus from each bank. >
> > You must switch to either a Select or Reward Account (Select, Reward)
>
> The Reward accounts come with a £2/month fee, but you can earn £5 in cashback from it each month. If you don't want this, just go with the Select account. >
>Offer end date: No end date given, may be removed at any time.
>
>Requirements: > > > * Must pay in £1250 within 60 days of switch completing. > > > * Must log in to the app within 30 days of meeting the terms above > >Available to existing customers: No, but previous customers can (you can't have held an open account on 6th May 2025) and you can't have had a switch bonus before. >
>How long does it take to pay the bonus: within 30 days of meeting all of the requirements.

​

Santander

>Current offer: £180 + £20 via Topcashback > >Extra £20: You can get an extra £20 by signing up to a Santander via Topcashback. Read the terms! If you don't have a Topcashback account, you can sign up here: > > > Topcashback sign up >
> > You can switch to the free Everyday Current Account account. Or any of these paid current accounts: Santander Edge current account, Edge Up, or the Private Current Account >
>Offer end date: None yet. >
>Requirements: Full switch using CASS. >
> > * Apply to switch. >
> > * Complete switch of a non-Santander account. > > > * Pay at least £1,500 into Santander account within 60 days through 1 or more payments > > > * Have at least 2 active Household Direct Debits in place on Santander account at time of eligibility assessment. The list of eligible direct debits is here. > > > * Pay at least £1,500 into Santander account within 60 days through 1 or more payments >
>Reward payable by: between 60 and 90 days after opening the account. >
>Available to existing customers: Not if you held an account with Santander on 01/01/2025, and not if you have had a switch bonus from them before.

​

Premier Account Switch Offers

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These accounts come with strict eligibility requirements - usually meaning a very large salary.

​

HSBC Premier

>Current offer: £500 >
> > * Those with £100k+ salaries can switch to HSBC Premier for £500. >
> > * There is no monthly fee, but their are strict eligibility criteria >

​

NatWest Premier

>Current offer: £1,000 to switch (£250 current account bonus + £750 Flexible Saver bonus) > >Offer end date: No end date given, may be removed at any time. > >Requirements: > > > * Must open a Premier Select or Premier Reward account > > > > * Must complete a full CASS switch from a non-NatWest/RBS/Ulster Bank account > > > > * Must pay in £5,000 within 60 days of switch completing > > > > * Must log into the NatWest mobile app within 60 days of switch completing > > > > * For the £750 bonus: must also open a Flexible Saver and deposit £100,000, keeping it there for 30 consecutive days — all within 60 days of switch completing. Taxable as interest income. > >Available to existing customers: No, but previous customers can apply (you must have held no NatWest, RBS, or Ulster Bank current or savings account as of 10th March 2026, and must never have received a switch bonus from any of these banks) > >How long does it take to pay the bonus: Within 30 days of meeting all requirements

​

RBS Premier

>Current offer: £1,000 to switch (£250 current account bonus + £750 Flexible Saver bonus) > >Offer end date: No end date given, may be removed at any time. > >Requirements: > > > * Must open a Premier Select or Premier Reward account > > > > * Must complete a full CASS switch from a non-NatWest/RBS/Ulster Bank account > > > > * Must pay in £5,000 within 60 days of switch completing > > > > * Must log into the mobile app within 60 days of switch completing > > > > * For the £750 bonus: must also open a Flexible Saver and deposit £100,000, keeping it there for 30 consecutive days — all within 60 days of switch completing. Taxable as interest income. > >Available to existing customers: No, but previous customers can apply (you must have held no NatWest, RBS, or Ulster Bank current or savings account as of 10th March 2026, and must never have received a switch bonus from any of these banks) > >How long does it take to pay the bonus: Within 30 days of meeting all requirements

​

The most commonly asked bank switch questions:

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1. I started to switch to XXX bank before the offer ended, am I still eligible for the bonus?

> Yes, usually, most terms will state that a switch just has to be started (or applied for) before the end date or before an offer ends.

2. Do I have to transfer the required amount in all in one go, and does it matter if I pay money in before my switch is complete?

> No and not usually, as long as the amount you pay in adds up to the required amount, and as long as you pay it in before the deadline stated in the terms. There has been one exception to this - Co-op - so check individual terms.

3. I need to switch "active" direct debits, does a payment need to have been taken before I switch?

> According to Nationwide, an active direct debit is one that has been set up or had a payment taken from it in the past 13 months. So no, according to this. But why not just wait for the direct debit to be taken? You'll not have to worry about it then.

https://twitter.com/AskNationwide/status/1442939781491486720

4. How do I set up and switch an additional Chase current account?

   > * See Chase instruction here to open an additional account. > > * The second account will be linked to the same card as your main Chase account. > > * Use the secondary account details and your original card details when switching.




5. What are good direct debits to set up?

Site/App	Offer	Comment
Scrimpr direct debit	Shows on account within 5 days, payment taken within 7
Park Christmas (Search)	Save for Christmas via direct debit
Sprive (Search)	Autosavings for mortgage overpayment direct debit (£5 bonus)	Easy and fast to set up
Wealthify (Search)	A very useful direct debit (£1/month min)	Easy and fast to set up

​

General Bank Switch Questions

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Current Account Switch Bribes - Why do they offer them?

> They want your business. Banks like fighting each other for customers. Most of them know they can't win by highlighting their outdated systems and products, so they fight each other by offering potential customers cash bribes (or equivalent) to switch their "main" bank account.

Can I switch any bank account to get a bribe?

> No. You must switch a bank account that is part of The Current Account Switch Service (CASS). Most high street banks are included. But some Neo Banks are not (e.g., Kroo, Revolut, & Monese are not included). You should try to avoid switching your main bank account. You can always open an additional account just to switch.

> See here for a full list of CASS banks.

Is it too much hassle?

> No. The Current Account Switch Service (CASS) makes switching your account between most banks smooth and effortless. You do not have to do anything apart from apply for and set up a new account at a different bank and tell them you want to switch your account to them. Everything is transferred automatically (except recurring card payments).

Is there the best route to sample all the banks with switch offers?

> Do the offer ending soonest first. Then you might switch again. If you complete all offers in this post, you could earn yourself >£1000.

Some of these end soon. Will the offers come back?

> Banks have been offering bribes on and off for many years. We can't predict the future. But this is not a new thing.

How long does a bank switch take?

> Approximately one week.

Do I have to switch my main account?

> You could. But you don't have to. Many people have second bank accounts. One option may be to open up a second account with your current high street bank, add some direct debits to this second account and then switch it to the new bank you want to try out. On the sub, people also like Starling or Monzo as they are easy to set up (but you might want to switch back to them at the end - their functionality wins vs any usual high street bank). > > High-street banks also let you open multiple accounts. If you already have an account with one, you might want to open an additional one with your current bank first (Halifax, NatWest etc are reported to allow several current accounts and to be fast to open).

I have savings accounts at the same bank as my current account. Can I still switch to this current account?

> Yes. Only the current account will be closed (some linked regular savers may be converted to normal savings accounts). You might want to consider if switching to a secondary account is a better option.

I have linked savers attached to my current account. Can I still switch it?

> Possibly.

Which banks let me open a second bank account?

> Most of them.

Do I need to activate the card on the account I am going to switch?

> Just do it anyway. Some banks require it

What details do I need to switch?

> * Sort code and account number. > * Debit card information. > * Usually, but not always, 2 active DDs on the account you are switching.

Do you need to have money in the account you are switching?

> No. But it might be a good idea - this will allow you to see when the switch happens (i.e. when the money is transferred!).

I do not have a bank card with my old current account as it is very very old, can I still switch it?

> Most online forms require card details, but you can usually switch such accounts over the phone.

My new bank has not given me my account number (e.g. NatWest).

> Usually, these are sent via post/email when you sign up. But some banks don't have the account numbers on the card, or maybe letters get lost in the post. If this happens, wait for the card to arrive and contact their support. If you get a bot on the chat thing, type "speak to a human" repeatedly.

My new bank account is a premium account and it has a fee. Do I need to keep paying for this?

> No. You can downgrade the account. But you should probably wait until you have been paid the bonus.

I don't like my new bank, do I need to wait for the bank card before switching again?

> Yes. See question above. Most banks require the card details of your existing account.

I made an account just to switch. Can I switch before my new bank card arrives?

> Best not to. You are asked to enter the debit card information as part of the process.

The offer says I have to pay in £xxxx. Does it have to be in one go?

> No. You can transfer in and out. The total sent in has to be equal to or greater than the stated amount. You should be careful with this though, sending money in and out of an account can trigger anti-fraud measures.

The offer says I have to pay in £xxxx. Can I pay it in before the switch completes?

> Yes. You can pay it before, after, or during. You can manually transfer it, or it can be transferred automatically from your old account.

I've been asked to verify my identity. Is this normal?

> Sometimes automated checks fail. If this happens, you may be asked to manually verify your application by visiting a branch or sending in a copy of your ID.

I switched from Monzo/Starling and want to return, can I?

> Starling does not let you return within 12 months. With Monzo, it's possibly a shorter one month that you have to wait.

Do I have to switch direct debits?

> Check individual offer terms.

What is an "Active" direct debit?

>An active direct debit is usually one where a payment had been taken in the last 13 months. But some bank switch terms require direct debits to have been paid out of the account. If an offer requires an active direct debit, it's safer to switch to an account that has already paid out direct debits.**

What are good direct debits to set up on a second account?

> There are many: Paypal, Ebay, Moneybox savings account, Plum savings account, your credit card, Sprive Mortgage auto savings, Wealthify Robo Saving.

I recently switched to XXX Bank, and I do not like it. Can I switch again?

> Yes. If you are not happy with the new service, you may want to switch to a new bank that will pay you to give them a try.

Do I have to stick with my new bank for any length of time?

> No.

If I switch away, will the bank claw back the bonus?

> Very unlikely. They would have to specify this in their terms, and none have ever done so.

My switch is complete, but I have not yet received my bonus. Will I still get the bonus if I switch this account before it is paid?

> Probably not.

My most recent switch is not quite complete, but I have already received the bonus. Can I start another switch?

> You should probably wait for the switch to complete.

Can I get more than one bribe from each bank?

> Sometimes. With some banks (e.g. Nationwide), you can get a bonus for switching one sole and one joint current account. Other banks will pay you to switch again, as long as you have not had a bonus in a specified amount of time. You will need to check individual offer terms.

XXX Bank gave me a bonus before, can I get a bonus again?

> You need to check the individual offer terms.

Will this affect my credit score?

> Credit scores are a funny thing, What is more important is what is actually in your credit file. Obviously, if you apply for an overdraft then it will affect your "credit score". However, if you do not have an overdraft or you make sure that you have paid off any overdraft before switching banks, then a single current account switch should not negatively impact your credit score. Nevertheless, typically all major banks (excepting Monzo and Starling) do a hard credit search, and this will be recorded on your file. If you plan on applying for a new mortgage soon then you may wish to exercise caution in switching between a load of banks. This is because the hard searches performed by banks will appear on your report and may have an effect for 6-12 months.

Which banks do hard searches and which do soft searches??

> See here. Most banks do hard searches.

> * Hard searches: Bank of Scotland (first account only), Barclays, Co-op, Clydesdale, Halifax (1st account only), First Direct, HSBC, Lloyds (1st account only), Monzo, Nationwide, NatWest, RBS, Santander, TSB, Ulster, Virgin Money.

> * Soft searches: Starling, Metro Bank, and Chase

I have a bad credit score, will I be accepted to XXX bank?

> Unfortunately, we do not know the acceptance criteria of the banks. You might be unlucky with one bank, but lucky with another.

My application was rejected. Why?

> Nobody here knows. You could try appealing, but your only way to find out more is to contact the bank.

After switching my account, I still have online banking with my old provider. Do I need this?

> No. You do not need to keep the online access (you could shut it down). But you may wish to retain these details in case your old bank suddenly appears with an offer that makes you want to switch back. Or open up a savings account.

Has anyone else been paid for switching to XXX Bank yet?

> Check the terms of the offer you signed up for. Some banks have long deadlines and stick to them (e.g. Santander, TSB). Some are quicker. If you haven't been paid within the stated terms, then you should contact the bank's support.

It's been a while since I posted it, so here is an updated Monzo mega-thread for people to post refreshed links. If you don't have Monzo, sign up using a link in the comments for some easy beermoney!

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Monzo is a fully licensed and regulated (FSCS protected) bank that allows you to open and manage a UK bank account using their mobile app. You get a bank card, and can track all of your spending using their app. It also has fee-free spending abroad

They have one of the easiest sign up bonuses to claim:

• Get £5 - £50 instantly for opening a Monzo current account when you make a card payment of any amount.

You just need to sign up with a refer a friend link and follow the instructions below, so we have this recurring megathread for people to share their links. Pick a link, and follow the instructions below to get your bonus.

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The Offer

The best option is for those wanting to sign up for a business account for a guaranteed £50. But if you just want a personal account, then you get a bonus of £5, £10, £20, or £50 - it varies! Both you and the person who posted the link will also get a bonus when you sign up and make a small purchase. Once you have signed up, you can then refer friends to earn a bonus each time someone signs up. Here are the steps:

1. Click a Monzo referral link HERE or in the comments and enter your phone number on the sign up page.
2. Download the app, sign up/verify, and apply for an account within 30 days (I went for the basic, free account).
3. Top up your account (I topped up by £1)
4. Make a small purchase using your Monzo card when it arrives (I topped up my Amazon account by £1, this needs to be done within 30 days)
5. Instantly receive your bonus in your account!
6. Post your link in a comment below and hope a kind soul uses it.

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Mega-thread rules:

1. Absolutely zero post style comments. Short comments only, no more than 6 lines of text. If you think anything very important is missing from the post send a DM and it can be updated
2. No large title text, I just got new reading glasses. Bold, italics, all okay.
3. Only comment your link once (more than once will incur a ban).
4. No funny business!
5. Comments breaking these rules will be removed, with no notification given.

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For anyone interested, here are the full account opening terms and conditions.

BeermoneyUK Guides

There are many more offers beyond Monzo — find them in the main subreddit guides:

1. The BeermoneyUK Offer Megalist

   • A broad overview of our subreddit, with tips and tricks to make the most of things.

2. The Bank Switch Bribe Bible

   • Also known as The Reddit Bank Switch Guide. Has all the latest offers, and our tips for getting a bonus to try a new bank.

3. The Investing Offer Guide

   • Our guide to investing offers where you can get some nice bonuses.

4. Latest list of sign up offers available elsewhere

   • This list details the best ones offers currently available on other sites

It's been a while since I posted it, so here is an updated Monzo mega-thread for people to post refreshed links. If you don't have Monzo, sign up using a link in the comments for some easy beermoney!

---

Monzo is a fully licensed and regulated (FSCS protected) bank that allows you to open and manage a UK bank account using their mobile app. You get a bank card, and can track all of your spending using their app. It also has fee-free spending abroad

They have one of the easiest sign up bonuses to claim:

• Get £5 - £50 instantly for opening a Monzo current account when you make a card payment of any amount.

You just need to sign up with a refer a friend link and follow the instructions below, so we have this recurring megathread for people to share their links. Pick a link, and follow the instructions below to get your bonus.

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The Offer

The best option is for those wanting to sign up for a business account for a guaranteed £50. But if you just want a personal account, then you get a bonus of £5, £10, £20, or £50 - it varies! Both you and the person who posted the link will also get a bonus when you sign up and make a small purchase. Once you have signed up, you can then refer friends to earn a bonus each time someone signs up. Here are the steps:

1. Click a Monzo referral link in the comments and enter your phone number on the sign up page.
2. Download the app, sign up/verify, and apply for an account within 30 days (I went for the basic, free account).
3. Top up your account (I topped up by £1)
4. Make a small purchase using your Monzo card when it arrives (I topped up my Amazon account by £1, this needs to be done within 30 days)
5. Instantly receive your bonus in your account!
6. Post your link in a comment below and hope a kind soul uses it.

---

Mega-thread rules:

1. Absolutely zero post style comments. Short comments only, no more than 6 lines of text. If you think anything very important is missing from the post send a DM and it can be updated
2. No large title text, I just got new reading glasses. Bold, italics, all okay.
3. Only comment your link once (more than once will incur a ban).
4. No funny business!
5. Comments breaking these rules will be removed, with no notification given.

---

For anyone interested, here are the full account opening terms and conditions.

BeermoneyUK Guides

There are many more offers beyond Monzo — find them in the main subreddit guides:

1. The BeermoneyUK Offer Megalist

   • A broad overview of our subreddit, with tips and tricks to make the most of things.

2. The Bank Switch Bribe Bible

   • Also known as The Reddit Bank Switch Guide. Has all the latest offers, and our tips for getting a bonus to try a new bank.

3. The Investing Offer Guide

   • Our guide to investing offers where you can get some nice bonuses.

4. Latest list of sign up offers available elsewhere

   • This list details the best ones offers currently available on other sites

Here is my latest list of offers that do not get mentioned much on beermoneyuk (and where to do them for the best cashback). If I were to recommend the simplest, it would be:

• Revolut (direct offer) - get £20 for spending £1
• Uphold (direct offer) - get a free £50 for transferring £100 crypto to Uphold (or more if you transfer more!)

Because the Revolut offer is one of the easiest £20s out there. And the new Uphold offer is very nice. Then these:

• Airwallex (cashback offer on Gemsloot) - get £150+ to sign up and make your first transaction (multicurrency business account).
• IG (Full details here) - get £40-£300 in free shares when you invest £300
• PensionBee (NutsAboutMoney offer) get a free £50 in your pension pot) - states end date of 2025, but users report that it works in 2026 still
• Plum (cashback offer on Topcashback) - get a free £12 for linking your account)

If you find any other good ones, let everyone know below or in in a public service announcement post.

As always with cashback offers, to ensure you do not miss out on rewards you should make sure to enable tracking on your phone (especially cross-site tracking on iOS devices). Read the beermoney cashback tracking guides here.

Bank Accounts

Many of these offers are best combined with bank switch offers. Read the latest bank switching guide here.

• First Direct | Get £45 | Additional switch bonus | Where: Quidco
• Revolut | Get £20 | Open account, spend £1 | Where: Revolut https://www.revolut.com/revolut-sziget-cash-reward/
• Santander | Get up to £20 | Open a Everyday/Edge/Student account | Where: Topcashback
• TSB Spend & Save | Get £30 | Open account | Where: Quidco

Finance offers

And here are some other random ones, many of which used to have good refer a friend offers but now just appear on cashback sites.

• Airwallex | Get £150+ | Sign up and make your first transaction (multicurrency business account) | Where: Gemsloot
• Krak Cashback Debit Card | Get £9 | Deposit £10+ & Make A Trade | Where: Gemsloot
• GoHenry | Get £15 | Deposit £10 | Where: [Direct (MSE promotion)](https://www.gohenry.com/uk/aff-mse/?promotion= AFFUKMSE15)
• PensionBee | Get £50 | Open a PensionBee pension (free!) | Where: NutsAboutMoney (note that terms say it ended in 2025, but its still advertised, and people report it works in 2026
• Plum | Get £10 | Sign up, connect current account | Where: Topcashback
• Post Office Travel Money Card | Get £14 | Order a travel money card | Where: Topcashback

Investing Offers

There's actually many of these on various sites, but I've just listed some of the lesser known ones here. I've done all of these except.

• BeanStalk JISA | Get £12.50 | Invest £10 | Where: Topcashback
• IG Invest | Get a random £40-£300 in free shares | Invest £300 | Where: Scrimpr
• Fidelity | Get £100 | ISA Invest £5k | Where: Topcashback
• Lightyear | Get £16 on your first deposit | Where: Quidco
• J.P. Morgan (was Nutmeg) | Get £75 | Open an ISA or GIA (£500 deposit requirement w/ £100/m direct debit) on Top cashback.| Where: Topcashback
• Quilter (was Wombat/NuWealth) | Get £100 | Invesst £1000 in ISA| Where: Topcashback
• Santander Stocks & Shares ISA | Get £75 | Invest £100 | Where: Topcashback
• Scottish Friendly | Get £310 | ISA Invest £100/month (~6-12 months) | Where: Topcashback
• Shepherds Friendly | Get £320 | ISA Invest £100/month (~6-12 months) | Where: Quidco

Crypto Offers

Crypto refer a friend offers are not allowed in the UK, but you can still get rewarded for signing up to these sites on get-paid-to platforms.

• Crypto.com | Get £13 | Buy $5+ crypto | Where: Adgem on Earnlab
• Uphold | Get £50 | Transfer £100 in crypto | Where: Direct on Uphold
• Wirex | Get £16 | Deposit $10 | Where: RevU offerwall on CashInStyle

Credit Card Offers

Only a few credit cards have refer a friend offers, but there are several others that you can get paid to open:

• Barclaycard | Get £15 | Open an account | Where: Quidco
• HSBC | Get £35 | Open an account | Where: Topcashback
• M&S Bank | Get £35 | Open an account | Where: Topcashback
• MBNA | Get £30 | Open an account | Where: Topcashback
• Tesco Bank | Get £25 | Open an account | Where: Topcashback

TCB | QC | GL | CiS

We hear the Starling offer is back. So here is a refreshed megathread!

In a nutshell, this offer gives you and your referrer each £25 cash when you sign up and get approved for a Starling current account and make your first payment within 30 days! The referral codes are only given to some people, but if you get one you can then refer up to ten of your frieds.

So sign up for your £25, and then share your referral code below.

Do not post the full Starling link in the comments, as these are removed automatically by Reddit.

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How it works

Starling is a fully licensed and regulated (FSCS protected) bank that allows you to open and manage a UK bank account using their mobile app. You get a bank card and can track all your spending using their app. It's a good account for matched betting/GPT as a separate spending account, and has fee-free spending abroad.

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The offer

Enter a referral code during sign-up to get £25 cash. Once you have signed up, you can share your own code with friends to earn more. You can earn an additional £250 in total (10 referrals max). Here are the steps:

• Download the Starling app and start your account application.

• Grab a referral link from the comments below, enter it when prompted during sign-up.

• Complete your application and get approved.

• Make a payment from your Starling account within 30 days. Any card purchase counts, including contactless/Apple Pay/Google Pay. No minimum spend.

• Receive your £25 — added to a Space in your Starling app within 7 days of your qualifying payment.

Both the referrer and referee get the £25!

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What counts as a qualifying payment?

Any standard card purchase. The following don't count: refunds, gambling transactions, foreign currency purchases, bank transfers, Direct Debits/standing orders, or topping up e-money/prepaid cards.

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Here are the links:

https://www.starlingbank.com/

Terms and conditions

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BeermoneyUK Guides

There are many more offers beyond Lloyds — find them in our guides:

1. The BeermoneyUK Offer Megalist

   • A broad overview of our subreddit, with tips and tricks to make the most of things.

2. The Bank Switch Bribe Bible

   • Also known as The Reddit Bank Switch Guide. Has all the latest offers, and our tips for getting a bonus to try a new bank.

3. The Investing Offer Guide

   • Our guide to investing offers where you can get some nice bonuses.

4. Latest list of sign up offers available elsewhere

   • This list details the best ones offers currently available on other sites

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Mega-thread rules:

1. Absolutely zero post style comments. Short comments only, no more than 6 lines of text. If you think anything very important is missing from the post send a DM and it can be updated

2. No large title text, I just got new reading glasses. Bold, italics, all okay.

3. Only comment your link once (more than once will incur a ban).

4. No funny business!

5. Comments breaking these rules will be removed, with no notification given.

This is an update to my big list of online rewards sites that pay you to play games and sign up for apps (aka "get paid to" sites). A lot has changed since the last guide. Inbox Pounds dropped down the list, Freecash isn't what it was, and a couple of newer sites have moved to the top.

This post is specifically about reward sites with games and app signup offers. Topcashback and Quidco have run similar offers too (like the First Direct sign up), but they're not the focus here. If you arent a member of those, you should join to get cashback on your normal shopping cashback anyway.

Most of the reward sites pay in USD, but you can always withdraw via UK gift cards or to PayPal in GBP on all of them.

TLDR — the best sites

• 🌐 Gemsloot |  Get 3 mystery boxes as a bonus: https://gemsloot.com/?aff=beermoney
  • Has very good offers that don't appear elsewhere, and good desktop game offers
• 🌐 Rubify | Get a $0.75 bonus when you sign up: https://rubify.io/auth/sign-up?ref=SCRIMPR
  • A new site that now pays the most for Torox offers
• 🌐 Earnlab | $0.25 Bonus Link: https://earnlab.com/r/beermoneyuk
  • Frequently has good bonus promotions
• 🌐 CashInStyle | $2 bonus when you reach $10: https://cashinstyle.com/?ref=beermoney
  • Consistenly one of the highest paying sites

This is the short version of the main sites worth joining. Everything else below is for people who want all the details!

What are GPT sites?

GPT ("get-paid-to") sites are a type of cashback site that pays you to complete offers, rather than the usual percentage cashback on shopping. The offers are mostly for playing games or signing up for apps (financial apps, bookies, etc.) or free trials (Amazon Prime, etc.). They pay because the apps want install numbers, want to look good to investors, and reckon some of you will end up spending money on the appp/product. It is the same advertising model as Topcashback/Quidco, but for doing stuff instead of shopping.

Most of the offers on GPT sites don't actually come from the GPT site itself - they come from third-party networks called offerwalls (Torox, AdGate, MyChips, RevU, etc.). The same offer usually shows up on multiple GPT sites because they all plug into the same offerwalls. The catch is that different GPT sites pay different rates for the same offer, so it pays to check a couple before completing anything. That's why I'll say things like "check Rubify first for Torox offers" below. Alternatively, you can just use the Scrimpr Offer Search Engine comparison tool to compare all offers on these sites

I've completed a lot of game offers on these over the years. I also use them for matched betting bonuses on bookie signups.

Rules before you start

• Check tracking settings on your phone. See the full instructions here
• Set Chrome as your default browser.
• Enable third-party cookies and accept cookie notifications. On iPhone, allow downloaded apps to track usage.
• Never use a VPN.
• If you get banned, don't bother making another account.
• Don't try to access these on holiday.
• In multi-part game offers, always assume the last few tasks are impossible.
• If a game does not track install, delete the game and try install again via the GPT site. If it still fails, do not play the game.

The sites I use

🌐 Gemsloot

Been around since 2018, has a lot of offers you don't see on other sites. They're frequently improving the site too.

• Signup: 3 mystery boxes bonus link | no bonus
• Min withdrawal: $0.50 (PayPal, crypto, Amazon/Google Pay vouchers)
• Offerwalls: AdGate, Adgem, AyeT, Torox, plus Gemsloot exclusives
• Min age: 18
• Payout via: vouchers, Paypal, bank account, crypto
• Payout speed: usually same day, up to 7 days
• ID verification: yes, for the better offerwalls
• Best for: desktop offers, and lots of sign up offers you can't get elsewhere

🌐 Rubify

A new site that's currently paying the most for Torox offers. Worth checking before completing any Torox offer elsewhere.

• Signup: $0.75 bonus when you sign up | no bonus
• Min withdrawal: $2
• Offerwalls: Torox exclusives
• Min age: 18
• Payout via: vouchers, Paypal
• Payout speed: up to 7 days
• ID verification: yes, required for first withdrawal
• Best for: anything you spot on Torox - check Rubify first before completing it elsewhere

🌐 CashInStyle

CashInStyle have supported r/beermoneyuk by running frequent giveaways for our users. They are run by a small team that includes the ex-CEO of Your-Surveys, and aside from exclusive offers on Gemsloot & Rubify, they pay their users more than any other site.

• Signup: $2 bonus after first $10 earned | no bonus
• Min withdrawal: $2 (PayPal, Tremendous eGift cards)
• Offerwalls: AdGate, Adscend, Adgem, Adtowall, RevU, TimeWall, Torox, and many more.
• Min age: 13 (Apple devices can't track properly under 18)
• Payout speed: usually same day
• ID verification: yes, for faster withdrawal etc.
• Best for: most offers

🌐 Earnlab

Frequently runs good bonus promotions, and has solid rates across the board.

• Signup: $0.25 sign up bonus | no bonus
• Min withdrawal: $2 (PayPal, Tremendous eGift cards)
• Offerwalls: AdGate, Adscend, Adgem, Adtowall, RevU, TimeWall, Torox, and many more.
• Min age: 13 (Apple devices can't track properly under 18)
• Payout speed: usually same day
• ID verification: yes, for faster withdrawal etc.
• Best for: short term promotions that boost offer payouts.

Other sites worth knowing about

Prodege-owned sites (ySense, Swagbucks, Inbox Pounds)

All three are owned by Prodege and pull from the same pool of "featured" exclusive offers (actually AdGate/Bitlabs offers, also Prodege-owned). They almost always get the exclusives first, but the offers then appear on other sites where they usually pay more.

• ySense — the best one to join, wherever you are in the world. Pays more than either Swagbucks or Inbox Pounds because of the Daily Checklist Bonus: complete two offers in a day to earn an extra 12%, plus another 2% if you hit the checklist three days running^(nb).
• Swagbucks — same offers as ySense, but no checklist bonus. The site does have other features like receipt scanning, but I don't bother^(nb).
• Inbox Pounds — was the beermoneyuk favourite, but no longer. No checklist bonus, so it pays less than ySense^(nb).

All three ask for ID verification after a couple of cashouts and pay out by PayPal/vouchers within 1–7 days.

Small, but good sites

Smaller than the rest, but good!

• Earnopolis ($0.50 bonus) - A newly designed site, run by the owner of RewardXP, has fast cashouts and doesn't ask for ID^(nb).
• RewardXP ($0.50 bonus) - one of the only sites that do not ask for ID verification^(nb).
• Earnably - a UK-based site that has been around for a long time^(nb).
• Custard (£1 bonus)^(nb) & Cashback.co.uk^(nb) (£10 bonus) - UK focussed offers only. No bonuses:
• TesterUp - an app with exclusive offers^(nb).
• Try Rewards (was previously called Tyr Rewards) - another app with exclusive game offers^(nb).

Survey apps that also have game offers

These are the main survey apps that also have game offers, but the sites in the lists above usually pay more.

• Prime Opinion - exclusive offers from the "Prime" advertising network^(nb).
• HeyCash - rebranded Prime Opinion, has the same offers^(nb).
• Five Surveys - rebranded Prime Opinion, has the same offers^(nb).
• Attapoll (£0.40 bonus) - very occasionally has good offers, but usually beaten by other sites/apps^(nb).

Sites that pay but I don't bother with

I've been paid by each of these, but all of the other sites above consistently pay more:

CashTask, Chequity, Freeward, Gain.GG, Gaintplay, Giftably, GG2U, Lootup, Lootgain, Nitroloot, PrizeRebel, Qmee, Rewards1, SplitDrop (sometimes pays the most for MyChips offers), Timebucks, Zoombucks (same owners as GrabPoints).

App only sites

Do not sign up to these directly via the app store. Most of the sites above will pay you to sign up to them.

Mistplay, MoneyWell, Playtime Rewards, CashGiraffe, RewardedPlay, TesterBuddy - these pay better when accessed through an offerwall on one of the sites above rather than directly.

Avoid

BigCash/BigCashWeb, CashHut, Cointiply, GameHag (previously EarnWeb), FeaturePoints, Freecash, Gainify, GamerMine, Gimmebux, Grindbux, Idle-Empire, InstaGC (fine in the US, awful here), JumpTask, Make Money App, Maximiles, Mintalise, M Rewards, MyCashery, MyFreeApp, Redmonkey, Scrambly (US only).

Comment any others as and when you find them. And if you're into the games side specifically, r/GetPaidToPlay is the place for guides and to help each other out.