u/Tjonman

I was wondering what makes a salary employee exempt from overtime requirements. Would truck driving make you exempt from overtime requirements?
What other things can make you exempt from overtime requirements ? What makes it to where your salary and have to be paid overtime ?

My dumbass was horny and fell for it then I got a text message they had some of my information right and some of it wrong wanted 500 dollars I blocked them what’s the odds of them sending the pictures out ? I’m in a panic super embarrassing and that’s what I get for being dumb

I am selling my house and accepted an offer and was explained how this works but am still kinda confused

LOAN COST PROVISIONS. Seller shall pay up t o O $ 4% of the Purchase Price ($0.00 i f not filled in), which shall be applied to Buyer's Loan(s) and settlement costs, including prepaids, loan
discount, loan fee, interest buy down, financing, closing or other costs allowed by lender. That amount shall include
the following costs that lender i s prohibited from collecting from Buyer: (a) u p t o $300.00 for Buyer's Loan(s) and
settlement costs for FHA/USDA/VA loans; and (b) unless agreed otherwise below, Buyer's share of the escrow fee
for a VA loan. Seller shall pay the costs for (a) and (b), even i f the amount agreed upon in this Paragraph 3 i s
insufficient t o pay for those costs. If checked, • Buyer shall pay Buyer's share of the escrow fee for the VA loan
(note that VA regulations prohibit Buyer from paying loan and settlement costs exceeding one percent of the amount
of the loan). Buyer's waiver of the Financing Contingency shall not change the parties' obligations under this
Paragraph 3 .

I was told the closing cost are gonna be around 3 to 4k but the buyer could do a rate buy down so I could lose most if not all the money. What is the likely hood of them doing a rate buy down ?

I was told 3% is the about the average for this kind of thing 4% is the difference of around 2 thousand at a sale price or 230,000
This is all new to me and more explanation would be nice.
The buyer wanted 4% because the house is in a flood zone