




Milestone achieved
I’ve been using Raiz since 2018 when it was called Acorns. I add a lump sum each month on payday, depending on how much my pay was. I have roundups turned on and also add $12 a day, but it used to be less. Bumped it up as pay increased, and saw the performance gains.
I used aggressive portfolio for the first few years, then switch up to a custom one. There is overlap in mine, but it’s served me well. If I had time over, it might look different, but not by a lot.
I’ll likely ease up a bit now though and continue with the roundups. I’ll divert more to use Commsec Pocket for ETF’s since it seems like they’ve ditch fees.