u/TwilightTides

TapTap Send is an international money transfer service based in London, with additional offices globally. They’re currently offering £5 free towards your first transfer when you sign up with a referral code and make a transfer of £25 (or above).

The £5 bonus is added on top of your transfer, so you effectively send £25 and receive ~£30 in the destination account. I personally sent it to my own Wise Euro account and made around £4.72 net after deducting the currency conversion fee.

How to do it:

1. Download the TapTap Send app from the App Store or Google Play and sign up.
2. Start a transfer and choose a country to send to (e.g. Belgium if sending to a Wise EUR account).
3. Tap “Add promo code” and enter the code: ASIF3488
4. Enter personal details (name, DOB, UK address).
5. Pay by debit card or bank transfer. The transfer arrives almost instantly.

Once the money lands in your Wise/Revolut, convert it back to GBP and send it to your UK bank. You should end up with around £4.65-£4.85 profit after conversion.

If you want to get the best value from your money transfers, Wise is the account for you. Offering some of the best exchange rates available, Wise makes international transfers easy and cost-effective. Currently they're offering a zero-fee money transfer of up to £500 to new users who sign up via a referral link.

Why choose Wise?

• Wise converts your money using the true mid-market rate, the best rate you'll get with any money transfer service.
• Hold and manage multiple currencies, making it perfect for frequent travellers and international business dealings.
• No hidden fees. Wise provides a clear breakdown of all costs involved in your transfer.

To claim your fee-free transfer:

1. Register using this Referral Link 
2. Complete ID verification
3. Once verified, that's all done. You are ready to make your first transfer for free up to £500

Referral Program:

Once you have opened your account, you can share your own referral link with others to earn a referral bonus. Everyone gets a different referral bonus option. For me, I get £10 for every referral that makes a cross-currency transfer of at least £200 or equivalent (this total can be reached over multiple transactions) OR spends £200 with their Wise debit card. You can find out yours once you're signed up.

non-referral link: https://wise.com/

PayPal likely needs no introduction, but for those who aren’t familiar with it, it is an online payment system that makes it easy to send and receive money using only an email address. It is widely recognised and accepted as a payment option in almost every online shopping system around the globe.

Currently they are offering new users a free £10 when they sign up with a referral link, then spending or sending £5 to friends or family. Plus, there is an extra £10 for every friend they refer (up to £100).

This offer ends on 30 June 2026.

Here's how it works:

1. Sign up using this Referral Link
2. Link your bank account or credit/debit card
3. Verify your account with your phone number
4. Spend £5 via PayPal or send £5 to a friend or family member, within 30 days of signing up
5. £10 should be credited to your account within two weeks

If I were you, I would simply send the fiver to a family member or friend, and then ask for it back. This will qualify without you needing to spend anything. Once you have joined, you can share your own referral link with friends and family which will give you and them £10 each per successful referral, up to £100.

T&Cs

non-ref: https://www.paypal.com/uk/home (no bonus)

Klarna is a well-known fintech company (known for “buy now, pay later” service), and they’ve recently launched a debit card with a refer-a-friend bonus, open to both new and existing customers (without a debit card).

What you get:

• £10 free after completing a few simple steps
• Then £40 per friend you refer (up to 10 people)

Steps:

1. Sign up using this Referral Link and accept the invite
2. Sign up for the Klarna Debit Card (can be added to Apple Pay / Google Pay)
3. Make 3 transactions of £5 or more

Once done, the £10 is credited to your Klarna cashback balance, which you can withdraw to your bank account.

You’ve got 30 days from signup to complete the 3 transactions. This should be rather straightforward - just use the card for things you’d normally buy anyway (lunch, groceries, fuel, etc.). For me, the reward came through straight after the third transaction.

The best part is once you are signed up, you get your own referral link which you can share with others - you can make up to £400 (max 10 referrals) when others join through you.