u/UCatchMyDrift

Klarna Free £10

Klarna Free £10

​

Hi!, Klarna is a 'buy-now-pay-later' (virtual) debit card that also offers cashback at selected shops shown within the app.

Right now they’re offering £10 when you sign up through a referral and make three purchases of at least £10 each with the card.

How it works:

  1. Message (DM) me and I’ll send you my referral link!

⚡ it's against klarna's terms to advertise links on forums⚡

  1. Sign up with that link and open a standard free account

  2. Add enough money to cover your 3 x £10 spends

  3. Use the virtual debit card (using Apple/Google Pay if wanted) for three separate purchases of £10+

  4. The £10 credit lands in your account!

  5. You can then refer other people for £40 each up to a total of £400!!

Note: it seems that gift cards do not count unfortunately.

You can add the card to Apple/Google Wallet and pay as normal if you wish..

NON referral link: https://www.klarna.com/uk/

Thank you.. 😊 👍

(I have 9/10 remaining!)

u/UCatchMyDrift — 11 hours ago

Oak North Savings Account £30 Bonus

Hi, OakNorth is a savings account that will pay you a £30 bonus if you put in £2000 for one month.

They currently have a solid refer-a-friend offer on top of some pretty competitive savings rates.

If you’re happy to move £2,000 into one of their accounts for a short period, you can easily bag £30 (and potentially £40 total with the extra bonus).

Current top rates:

3% AER – Easy Access Tracker

4.12% AER – 95 Day Notice

4.53% AER – 12 Month Fixed Cash ISA

How to get the bonus:

  1. Drop me a message (DM) and I’ll send you my referral details.

  2. Use the link/form I will send you and select “I was referred here”.

  3. Open a savings account and deposit £2,000+ within 14 days.

  4. Keep the money in there for at least 30 days.

The £30 reward lands in your account after ~60 days.

You can then refer other people yourself and earn £30 per successful referral!

Bonus tip: There’s also an extra £10 available if you open a second savings account and deposit another £2k for the same period. (both you and your referrer get it).

Non-referral link:

www.oaknorth.co.uk

Terms and conditions:

There only seems to be a downloable PDF via the referral form that I will send you if you message me..

⚡(You are allowed to refer up to 10 people, so £300!)⚡

⚡(I have 8/10 referrals left!)⚡

Thank you very much! 👍👍

reddit.com
u/UCatchMyDrift — 6 days ago

Charles Stanley TCB

hi, I did the TCB Charles Stanley offer (deposit £500 into their s&s Isa, receive £150 cashback) over 9 months ago. after 4 months it was declined for no good reason. 5 months later, after opening a claim with TCB, it's still pending. I've contacted TCB, and Charles Stanley directly to make a complaint, they confirmed (Charles Stanley) that it should have been paid and was an error on their part (or the company that they deal with). tcb also contacted their Charles Stanley "contact".

tcb's reply was:

"I have heard back from our contact at the retailers tracking agency and they have said:

"If the TQ has been approved, then it would be a case of waiting for the invoice to be paid that relates to that to this TQ, which I’m afraid I can’t look up. Needless to say though that it will be paid in due course.

Many thanks"

Please be assured, as soon as we have received these funds, this will be reflected in your account.

Please allow this to progress to payable in your account and then close this claim using the “Close Claim” button above."

why these companies take so long to do anything is beyond me, but I'm wanting to withdraw the deposit I made to Charles Stanley now, and wondering if anyone knows if this withdrawal will again cause them to decline the cashback, or has the decision already been made to pay it out based on the above information?

anyone withdrew and still got the cashback?

the original terms I saved are below:

(Cashback is calculated for the item(s) price only, not including VAT, delivery or other fees.

Actions are locked 4 month(s) after end of the month they are tracked, Actions are invoiced on the 2 of the month after they lock, and Approved transactions are paid 30 day(s) after the end of the day they are invoiced.

All account-funded transactions will only be batch uploaded after 6 months, and the payout will include all funds added to your account within the 6-month period.

Charles Stanley Direct reserve the right to decline commissions for account opens with less than £500 invested within 30 days of the account opening.

Should your cashback fail to track automatically, please submit a 'Missing Cashback' claim within 100 days of your order.)

thanks 👍👍

reddit.com
u/UCatchMyDrift — 24 days ago

Oak North Savings Account £30 Bonus

Hi, OakNorth is a savings account that will pay you a £30 bonus if you put in £2000 for one month.

They currently have a solid refer-a-friend offer on top of some pretty competitive savings rates.

If you’re happy to move £2,000 into one of their accounts for a short period, you can easily bag £30 (and potentially £40 total with the extra bonus).

Current top rates:

3% AER – Easy Access Tracker

4.12% AER – 95 Day Notice

4.53% AER – 12 Month Fixed Cash ISA

How to get the bonus:

  1. Drop me a message (DM) and I’ll send you my referral details.

  2. Use the link/form I will send you and select “I was referred here”.

  3. Open a savings account and deposit £2,000+ within 14 days.

  4. Keep the money in there for at least 30 days.

The £30 reward lands in your account after ~60 days.

You can then refer other people yourself and earn £30 per successful referral!

Bonus tip: There’s also an extra £10 available if you open a second savings account and deposit another £2k for the same period. (both you and your referrer get it).

Non-referral link:

www.oaknorth.co.uk

Terms and conditions:

There only seems to be a downloable PDF via the referral form that I will send you if you message me..

⚡(You are allowed to refer up to 10 people, so £300!)⚡

⚡(I have 8/10 referrals left!)⚡

Thank you very much! 👍👍

reddit.com
u/UCatchMyDrift — 1 month ago

Oak north withdrawal

hi, just wondering if people have still received the £30 bonus even if they withdrew the £1000 AFTER 30 days, but before receiving the bonus? (and leave say £10 in the account ) this should work as it's not breaking any terms afaik, but just wanted to check peoples experiences...

thanks 👍👍

reddit.com
u/UCatchMyDrift — 2 months ago

Oak North Savings Account £30 Bonus

Hi, OakNorth is a savings account that will pay you a £30 bonus if you put in £2000 for one month.

They currently have a solid refer-a-friend offer on top of some pretty competitive savings rates.

If you’re happy to move £2,000 into one of their accounts for a short period, you can easily bag £30 (and potentially £40 total with the extra bonus).

Current top rates:

3% AER – Easy Access Tracker

4.12% AER – 95 Day Notice

4.53% AER – 12 Month Fixed Cash ISA

How to get the bonus:

  1. Drop me a message (DM) and I’ll send you my referral details.

  2. Use the link/form I will send you and select “I was referred here”.

  3. Open a savings account and deposit £2,000+ within 14 days.

  4. Keep the money in there for at least 30 days.

The £30 reward lands in your account after \\\~60 days.

You can then refer other people yourself and earn £30 per successful referral!

Bonus tip: There’s also an extra £10 available if you open a second savings account and deposit another £1k for the same period. (both you and your referrer get it).

Non-referral link:

www.oaknorth.co.uk

Terms and conditions:

There only seems to be a downloable PDF via the referral form that I will send you if you message me..

⚡(You are allowed to refer up to 10 people, so £300!)⚡

⚡(I have 9/10 referrals left!)⚡

Thank you very much! 👍👍

reddit.com
u/UCatchMyDrift — 2 months ago

Etoro £100 MSE

hi, a new offer from etoro through Moneysavingexpert...

signup, deposit £200, no need to invest, and get £100 in stocks.. (I chose spcx) 🫢

I did the offer last December I think, the one for just £50, and all went fine. got the popup to choose what stock, and can see the buy order pending..

only works if you have not had an account for 30 days.

(I'm not sure if this applies this time, but just to be safe, when it asks your interests, just put stocks. that worked for me.

yay.

https://www.moneysavingexpert.com/savings/general-investment-accounts/#etoro

reddit.com
u/UCatchMyDrift — 2 months ago

Sidekick offer terms changed

anyone that is doing that almost too good to be true sidekick offer, it looks like they have changed the terms?. instead of being able to deposit, and withdraw most of your deposit but keep the bonus, looks like now they claw back any bonus earned when you withdraw 🙄🙄🙄 (unless I'm misunderstanding things, which is very common ha ha)

anyone managed to deposit a load and withdraw before the terms changed, and kept your bonus?

clawback terms:

Clawback is assessed per product and per transaction. The clawback condition applies for 12 months from the date of each qualifying deposit. Once the 12-month period has expired, no clawback applies and you retain your bonus in full. Once a portion of the bonus has been clawed back it cannot be re-earned, regardless of any subsequent deposits made into the qualifying investment product.

Full Withdrawal

If you make a full withdrawal before the 12-month period expires, all bonus payments

relating to that product will be clawed back in full.

Partial Withdrawal

If you make a partial withdrawal before the 12-month period expires, clawback is applied proportionately to the share of your deposit that you withdraw. The clawback amount is calculated as follows:

Clawback amount = Bonus received × (Amount withdrawn ÷ Amount deposited)

The remaining bonus stays invested. Where two or more withdrawal instructions are made within the 12-month period, they are treated in aggregate for the purposes of calculating the clawback proportion.

Example:

You deposit £25,000 into a qualifying investment product and receive a £500 bonus. Your 12-month period begins on this date.

On month 4, you withdraw £12,500. This is 50% of your deposit, so 50% of your bonus (£250) is clawed back.

On month 8, you withdraw a further £6,250. Cumulative withdrawals are now £18,750 (75% of your deposit). A further 25% of your bonus (£125) is clawed back.

Total bonus clawed back: £375. Remaining bonus of £125 stays invested.

Had you waited until after month 12 to make any withdrawals, no clawback would have applied and you would have kept the full £500 bonus.

If you do not withdraw any amount within the 12-month period, no clawback applies.

Consecutive Withdrawals

Where two or more withdrawal instructions are made, they are treated in aggregate for the purposes of calculating the clawback threshold.

full terms:

https://support.sidekickmoney.com/en/articles/15165811-refer-a-friend-bonus

reddit.com
u/UCatchMyDrift — 2 months ago

Krak Debit Card £10 offer

Hi, here's a nice little offer from Kraken Exchange! (I have been using Kraken for over 10 years now and is one of the most trusted out there).

Signup for a Krak Debit Card, make 5 transactions and receive £10 into your krak account.

You get a £10 signup bonus plus 2% cashback on pretty much everything for the first 30 days.

After that, it drops to standard cashback rates similar to most other cards, so it’s not particularly exciting long-term.

Quick steps to get the £10:

  1. Sign up using a referral link

  2. Order the free physical card

  3. Make 5x £10+ transactions (you can use the virtual card) within 30 days

  4. Get your £10 bonus in roughly 3 weeks (in my experience it took about 2 weeks)

⚡You can also refer friends for another £10 each (up to £100 max)⚡

⚡ Unfortunately I don't think transactions to top up other accounts such as trading 212 work ⚡

Non-referral link: www.kraken.com

My referral link: https://krak.app/@Catchmydrift

u/UCatchMyDrift — 2 months ago

Oaknorth savings account £30 bonus

Hi, OakNorth is a savings account that will pay you a £30 bonus if you put in £1000 for one month.

They currently have a solid refer-a-friend offer on top of some pretty competitive savings rates.

If you’re happy to move £1,000 into one of their accounts for a short period, you can easily bag £30 (and potentially £40 total with the extra bonus).

Current top rates:

3% AER – Easy Access Tracker

4.12% AER – 95 Day Notice

4.53% AER – 12 Month Fixed Cash ISA

How to get the bonus:

  1. Drop me a message (DM) and I’ll send you my referral details.

  2. Use the link/form I will send you and select “I was referred here”.

  3. Open a savings account and deposit £1,000+ within 14 days.

  4. Keep the money in there for at least 30 days.

The £30 reward lands in your account after ~60 days.

You can then refer other people yourself and earn £30 per successful referral!

Bonus tip: There’s also an extra £10 available if you open a second savings account and deposit another £1k for the same period. (both you and your referrer get it).

Non-referral link:

www.oaknorth.co.uk

Terms and conditions:

There only seems to be a downloable PDF via the referral form that I will send you if you message me..

⚡(You are allowed to refer up to 10 people, so £300!)⚡

⚡(I have 10/10 referrals left!)⚡

Thank you very much! 👍👍

reddit.com
u/UCatchMyDrift — 2 months ago

Sidekick 2% Deposit Bonus

Sidekick is a UK-based, FCA-regulated digital wealth management platform.

They're currently running an amazing promotion:

Earn 2% back on your deposits if you sign up through a referral link, deposit at least £1,000 into a qualifying GIA or Stocks & Shares ISA within three months, and invest in one of their eligible products.

Unbelievably you can withdraw most of your initial deposit (for example, leaving just £1) as long as your total withdrawals don’t exceed what you’ve deposited, and you can still keep the bonus!

How to Claim the Offer:

  1. Get a referral code — ⚡ DM me for the referral link⚡

  2. Download the Sidekick app.

  3. Deposit a minimum of £1,000 into an eligible product within 3 months of signing up. (I invested my deposit into 'smart cash' - a very low risk product as I don't want to invest in stocks ATM)

  4. Receive your 2% bonus within a few days. (it actually seems to be instantly!)

Only investments in these categories qualify:

Smart Cash, Global Stocks, Global Bonds, Money Market

NOTE:

If you withdraw more than you’ve deposited within 12 months, Sidekick will reclaim the bonus.

Every deposit earns the 2% reward, but the very first deposit must be £1,000 or more.

Maximum total bonus is capped at £500.

Referring others extends your own qualifying period by another 3 months each time!

The bonus is automatically invested for you by Sidekick.

NON referral link: www.sidekickmoney.com

Terms and conditions: https://support.sidekickmoney.com/en/articles/15165811-refer-a-friend-bonus

⚡⚡⚡⚡⚡ I have 0/3 referrals remaining ⚡⚡⚡⚡⚡

reddit.com
u/UCatchMyDrift — 2 months ago

Tescos credit cards on TCB...

hi, just wondering if anyone has successfully done more than one of the tesco credit card TCB offers? doesn't say you can't in the terms... thanks..

reddit.com
u/UCatchMyDrift — 3 months ago

Capital on tap £50 credit card TCB

hi, just wondering if anyone has done this? and if you need to actually have a business or tell them about your business? being just a credit card, maybe not? can't see anything in the terms that clearly states that you MUST have a business or an account with them..

thanks..

reddit.com
u/UCatchMyDrift — 3 months ago

Scottish friendly £50 fee

hi, just received £200 for the TCB Scottish friendly offer instead of the advertised £170! (nice) (yes, should have done the £100 a month version 🙄).. there is a fee of £50 if I remember correctly, but you can avoid the fee if you leave £50 in there for 5 years if I'm also remembering correctly.. just wondering if anyone knows of any loopholes to get round this? If not, no probs really, but would be nice if there is, such as transferring out etc?

thanks 👍👍

reddit.com
u/UCatchMyDrift — 3 months ago

GG poker free daily game

I've been using GG poker for a few years now, it's an American app, and they give you a free game each day. I only usually bother with the 'spin and gold' game as much higher chance of winning than the other one, which you get every other day. won't win much usually, but it all adds up over time. it's against live opponents from around the world and is a bit of fun each day etc. I usually withdraw every few months when I get to around £20-£30. withdrawal fee of $1.

just thought I'd mention it.

can't remember if there is a sign up deal or anything, worth a look first I guess.

(It's on the android play store, just search for it. Presumably the same for ios..)

And all you gamblers out there, don't get sucked into playing with your own hard earned childrens inheritance! - just keep the free money and don't give a penny back!

reddit.com
u/UCatchMyDrift — 3 months ago

Rooster Money £10

Rooster Money Card is a top up debit card for kids! (6-17yr olds, The parent adds money to the card)

It's a great way for your children to get used to using a debit card.

For an easy free £10 if you currently have a Natwest current account, see below! (THERE ARE NO FEES EVER, IF YOU ARE A NATWEST ACCOUNT HOLDER, but they will charge £2 a month otherwise..) (you can still do this offer if you don't, but only worth about £6 due to monthly charges)

Steps:

  1. Click the link below:

https://roostermoney.com/referrals/7YYBS-J

  1. Download the app via the above link, the code should be auto-filled in.

  2. Sign up for a parent account.

  3. Order the free card for your child (age 6-17). (Proof of age MAY be asked, but they didn't ask for any from me).

  4. Once your child's card arrives in the post, activate the card in the app.

  5. After you have held an account for a month, within 10 days after that month, you will receive £10 to your parent account! Then simply withdraw if you wish.

I can confirm that they pay reliably and on time!

(Keep your account open for another month after receiving the £10 otherwise they say they may claim it back!).

Terms and conditions: https://roostermoney.com/refer-a-friend-terms/

Non Referral link:

https://roostermoney.com

(YOU CAN STILL DO THIS OFFER IF YOU ARE NOT A NATWEST ACCOUNT HOLDER, BUT THEY WILL CHARGE YOU £2 A MONTH, SO WOULD BE LEFT WITH £6 PROFIT BEFORE YOU CAN CLOSE YOUR ACCOUNT)

No credit check is performed.

I have 6/10 referrals left! (I will update if that changes!) (You get 10 per year!)

Thank you!.... 😊😊😊😊👍👍👍

reddit.com
u/UCatchMyDrift — 3 months ago

How long has your inverter lasted/not lasted?

Hi, my first post, but as the title says...

also, please state the make and model and power output in kw if possible...

(hopefully this question hasn't been asked too many times 🙄)

thank you 😊😊👍👍

I'll go first:

3kw epever upower hi up3000 hm10022

3.5 years so far

reddit.com
u/UCatchMyDrift — 3 months ago

Grab yourself a £50 voucher by switching to EON Next!

The voucher can be used with over 100 different companies, and they also offer One4all gift cards too!

EON are now offering a NEW referral of £50 credit or a £50 gift voucher (CONVERTABLE TO AMAZON!!) if you switch to them!

Either both gas & electric or just one.

They have a great new fixed tarrif called next drive fixed v19! (LITERALLY ONE OF THE BEST (economy 7 style) TARIFFS AVAILABLE ANYWHERE!)

You are allowed this tarrif if you have a smart meter and either an EV, or solar and battery storage, but I can confirm that they don't check this!

There are many other tarriffs to choose from other than the one above, so see what suits you!

Simply message me for a referral link, click on it, and start the switch process, which should complete in a couple of days! You will then receive the voucher a few days later! You can use the voucher at hundreds of stores, or convert it to Amazon (message me for the details on how to do this!)

NON referral link: https://www.eonnext.com/

PLEASE MESSAGE ME FOR THE REFERRAL LINK

(It's against EON terms to post the link online!!)

NEW Terms and conditions: https://mention-me.com/me/terms/163959/kzzwspkn

THANK YOU!!!! 😃😃

u/UCatchMyDrift — 4 months ago