Building savings after clearing my debt
I finally paid off all my debt a few months ago but since then i've been really struggling to maintain savings. Prior to the debt racking up i was spending a lot but still managing to put away a decent amount as savings. Now I end up blowing pretty much all my money by the end of the month and can't seem to stop dipping in my savings. I have this thought process of not wanting to deny myself things that I want, even if those things then accumulate and make me feel sick with guilt. I'm wondering if giving a chunk of my income to a trusted family member each month to physically keep the money away from me and build some savings is a good idea? if it is an unhealthy way of building savings please do let me know. I have tried it with smaller amounts of money as a way of having "emergency money" that my mother keeps hold of to ensure I have no way of spending it unless i need to and that has worked well. I wonder if until i can work through my problem psychologically that this would be a good idea. What do you think?