Pre-Approval Broker got super angry I went elsewhere
The guy works weekends and that is why my agent recommended him. He updated our pre-approval Sunday afternoon for what it is worth.
Got the loan estimate from him Tuesday and it was awful even from my untrained eyes. Worst part is he didn't even bother calling us or explaining anything about his quote, points he added, costs... Just told us to sign all the documents and rushed us along since closing is in 3 weeks.
I posted in a different subreddit and asked opinions from other mortgage brokers and everyone said shop it so I did. Second broker is a college alumni of my school. Flat fee for Origination Charges of $1300 between application+lender fee and a rate 0.25% better then the first guy. The rate and fees new broker gave me lined up with other quotes people on reddit that do mortgages were giving me.
Signed with the second broker. First broker starts blowing up my phone today about getting things signed with him, how interest rates are going up blah blah blah. I will be honest I just kind of ghosted him. Well I finally accept a call and let him know about going with someone else. Guy goes mental and starts calling me "bro" and how he worked on a Sunday when he was with his family to "get me that house". I apologized(which I shouldn't have.. its business,) but he just kept going on about giving him another chance to shop it and how unfair it was that I went with someone else after he put in all this work. Just so weird he kept calling me "Bro" when he was angry.
Left a real sour taste in my mouth. How unprofessional someone can be. Mind you he was probably counting on a fat commission from us with how awful the rate he gave us was and he thought he could just hurry us along through the process without shopping it.
Sorry rant over. Hope this helps someone else. Always get a second quote. This process of buying a home feels like everyone is out there trying to get theirs.