u/UselessCommentary996

I’d like to think that I’m pretty relaxed when it comes to “upsets” at the selection show. When a bubble team makes it or doesn’t make it I typically can understand the reason why. (Example: Ohio state I can understand).

However, with Michigan making an at large bid this year I am stunned and cannot understand the reason why. After 10 years of rowing, and 6 years of coaching (both at a decent level of success) I cannot convince myself that this was the proper decision, or even a long-shot decision.

Can someone please lay out the argument for Michigan over any of the other bubble teams? Alabama, Duke? Even Dartmouth, Oregon state?

If someone can give me a good enough reason I’ll concede my argument and acknowledge that Michigan deserved it.

Will try to keep this short. All input welcome.

27m, MCOL

Income: 100k

About to move back in with parents for a few months.

Student loans are combo undergrad & grad school.

Assets:

Cash/savings: 25k

Taxable brokerage: 25k

Retirement (403b,401a): 50k

Car: 2015 mazda (paid off)

Debt:

Private student loan (5.7%): 76k

Federal student loan (3.4%): 4.2k

No car loan/credit card debt

Should I:

make regular payments + additional 1-2.5k per month?

2. Dump most of my liquid funds (maybe 30-45k) to my big loan? Then continue making regular payments and build savings back up? (Also, approved for a refi of 4.8%)

3. Different option you suggest?