u/WaffleInsanity

Hello everyone! Just discovered this subreddit, just in time.

I have a builder and a realtor, but finding a lender who has experience with the entire OTC process has been exhausting.

This is pretty much a hail mary, looking for anyone who has a good experience with a vetted lender willing to help out. I have a Pro Forma, I have done the document requests a dozen times and the credit checks too, at this rate I just need someone with the knowledge and willingness to make it work with my builder.

Any advice helps!

Edit: for clarification, I am looking to purchase the land, and build the home, all as a VA OTC Loan.

Y'all need to take a few moments before you go off on these WILD tangents about "nerf" this and "nerf" that.

Before 4.0 fuel rates were much lower and temporarily boosted due to the size of pyro and lack of access to refueling services. Here is someone who was kind enough to post the temporary increases https://www.reddit.com/r/starcitizen/s/djiNpA7LqY).

Now we have access to refueling services.

This was literally always meant to happen. It's just like when tractor beams were *temporarily* boosted and when they reverted them back to the base speeds everyone lost their shit.

Remember, some ships were sold with expanded fuel as a feature of the ship. The current temporary fuel tank size completely invalidated a core feature of some ships while boosting ships which were designed with poor fuel in mind like carrier based fighters.

Gameplay elements people bitched about constantly like fighters being able to move freely across the Verse are balanced by reduced fuel. You will start to notice that on average ships with greater combat capability will give up fuel capacity for speed/firepower.

This is a balancing measure across the board and a FIRST ITERATION is not even on Live, it's technically not even a patch, since it was a tech preview for an instancing build with no patch notes. Literally so early the only reason people know is that dumpster fire of a shithole Pipeline.

Let them finish adjusting the numbers. We don't even have a deep dive on efficiency either. At the end of the day there needs to be a REASON to choose certain drives. Not just "the fastest".

At the end of the day it's a healthy revert that just needs to keep cooking.

Edit: fixed the weird spacing