Why are the banks so difficult in the UK to deal with getting add ons to your own business account

Just for context I'm currently a customer for banking with the NatWest, 1 personal account and 2 limited company bank accounts.

Now for my first business is trades based so my options for customers for payments are.. payment over the phone, I've got a terminal so tap and pay/ card in and enter pin..

My second business is an online business with business educational access products which runs purely on stripe..

so it was ridiculously easy to register for stripe I thought well I'd rather business 1 have the same features just with the NatWest rather than stripe so it ties together..way easier for customers to pay by secure link for my trades business. So called NatWest and asked if I could have the 3D secure link package added on as I'm an existing customer and already have a separate account for taking payments.

Got sent a bleeding questionnaire.. with the exact same questions as when I opened the account to get the terminal set up.. phoned the NatWest up and asked why I need to fill the same form out when stripe takes literally minutes.. why is it so difficult

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u/Weary-Pound-3897 — 12 days ago

Running a referral scheme

So I've currently decided to run a referral scheme, I've seen plenty that do it with 10% off with the next purchase or vouchers etc.. absolutely irrelevant in my opinion.

So I've decided to make it an actual bank transfer payment for every successful job completed so I'm completely avoiding the "I've referred you I want £X" situation because it's only for every successfully completed project.

No one is biting?? Quite a bit of interest in the numbers and I don't do cash either

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u/Weary-Pound-3897 — 2 months ago

I’ve developed and published a thesis proposing a general systems framework — looking for critical feedback

I’ve spent a considerable amount of time developing a framework for understanding how different components, relationships, feedback mechanisms and structures interact within complex systems.

I’ve now formalised the work as a thesis and published it openly on Zenodo, with a permanent DOI.

I’m posting it here because I’d particularly like feedback from people with experience in systems science, systems thinking and complexity theory.

I’m not presenting the framework as proven. I’m interested in whether the underlying proposition is coherent, whether similar work already exists that I may have missed, where it overlaps with established systems theory, and—most importantly—where the framework could be wrong or require further testing.

Full thesis:

A PROPOSED FOUR-PRINCIPLE GENERATIVE ARCHITECTURE OF SYSTEMS - THESIS.

Zenodo.

Brutal criticism is very welcome.

if you would like the link to view my thesis please message me directly or copy the thesis title directly into the website at zenodo

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u/Weary-Pound-3897 — 2 months ago