ACH Cancelation Help Between 2 Banks
Hi all,
So I used Rocket Money and it let me know that I have a $100 payment due soon and I was shocked, I looked into it and well, it's a recurring payment from using my US bank personal checking account to pay my Bank of America credit card. The past 3 months, from April to June, I have been paying through BoA online $100 for my credit card bill. But at the end of June, I did have a relative help me pay my full credit card bill, so I have a clean slate, and I owe nothing, nothing is due.
So I don't need to pay the $100 charge, I don't want my money to go to waste. I did follow instructions on US bank to stop payments with ACH and paid the $35 fee, but would it actually work?!
Do I need to call both banks to make sure things really get canceled?!
Also, how can I avoid ACH when I make a payment online through BoA for the future?!
Thank you!