u/WellesWaitsVanZandt

Decisioning between personal insurance and Medicare

For my upcoming radiation appointments, I have received exceptionally convoluted feedback from my hospital, doctor, and insurance about what can/could be covered. As you may or may not know, each of our radiation (and chemo) treatment plans can vary vastly based on numerous factors. I am now scheduled to start radiation in 2 days, but have been explicitly told that my insurance billing codes will not be made available to me for over a week.

I am asking the community here for help determining gioblastoma radiation and chemo treatment cost through medicare. I am 66 years old, and have already discovered that my medicare coverage will begin from the date (or perhaps 1st of the month) at which I apply for coverage. I already had the near entirety of my right frontal lobe (the location of the tumor) removed via emergency surgery. The tumor was found to be an IDH Wilde Type, stage 4, 5% methylated tumor. I have been prescribed 6 weeks of radiation, and 155mg of temozolomide nightly.

Can anyone provide knowledge, or even anecdotes of Medicare coverage for similar treatment plans? I would be extremely grateful for some form of guidance before making this multi hundred thousand dollar decision. I'm currently leaning heavily towards Medicare.

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u/WellesWaitsVanZandt — 23 hours ago

Saint Paul Regional Water Services - Why are we paying $1600/yr for water?

Upon viewing my Saint Paul Regional Water Services bill for this last quarter, I was amazed to see a $400 charge. I decided to dig deeper, and saw that in the last 5 years, my annual water charge rate had doubled.

The Breakdown:

  • There were an additional $15 dollars in monthly flat fees (including a "Safe Drinking Water Fee").
  • 3 separate water volume/surcharge fees had more than doubled their rates, Including:
    ** Water Main Replacement Surcharge: $0.15/unit increased to $0.30/unit.
    ** Water Usage Charge: $2.21/unit increased to $5.11/unit.
    ** Sanity Sewer Volume Charge: $3.48/unit increased to $6.45/unit.

I do not water my lawn. My house has no leaks, no running toilets, no faulty dishwashers or washing machines. Why am I paying $1600 annually to drink water in a state where there is clean water everywhere? This isn't Las Vegas or LA. Average Minnesotan salary has risen 14% in the last 5 years. Why is my drinking water being inflated at a 200% rate?

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u/WellesWaitsVanZandt — 28 days ago