Travel Insurance?

I'm planning on traveling for a few months in Europe (I am based in the US). It seems like most annual travel insurance plans will cover multiple trips "up to 45 days"...I'm not taking multiple 45 day trips so much as one long trip in multiple countries, does anyone have an affordable travel insurance recommendation for this?

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u/Whattheheck23052 — 1 day ago

Long Term Travel Insurance?

I'm planning on traveling for a few months in Europe (I am based in the US). It seems like most annual travel insurance plans will cover multiple trips "up to 45 days"...I'm not taking multiple 45 day trips so much as one long trip in multiple countries, does anyone have an affordable travel insurance recommendation for this?

reddit.com
u/Whattheheck23052 — 1 day ago

Volunteer Card Travel Insurance

I'm in the USA and about to go WWOOFing in Europe. I'll be bouncing around countries for a few months (until I get tired of it or run out of money). WWOOF recommends Genki or Volunteer Card travel insurance, the latter only for US citizens (which I am). Volunteer Card seems much cheaper - does anyone have any experience using it? I'd also be grateful for other travel insurance recommendations that work for this style of travel!

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u/Whattheheck23052 — 3 days ago
▲ 4 r/WWOOF

Should I bring my laptop?

I'm going to be bouncing around europe for a few months and while I don't need my laptop for work or anything I do find it much more convenient than my phone for browsing. I'll be booking further wwoof/workaways and think it might be easier to use than my phone for that. Space isn't an issue, but I do have to consider the weight (and concern about damage or theft). I'm trying to make sure all farms I'm going to will have wifi, but I certainly don't hope to spend my free time inside on the internet, I mostly want to use it for things like research and planning.

What do yall think? Do you bring your laptop with you? Any other pros/cons I should consider?

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u/Whattheheck23052 — 3 days ago
▲ 1 r/WWOOF

Volunteer Card Travel Insurance

I'm in the USA and about to go WWOOFing in Europe. I'll be bouncing around countries for a few months (until I get tired of it or run out of money). WWOOF recommends Genki or Volunteer Card travel insurance, the latter only for US citizens (which I am). Volunteer Card seems much cheaper - does anyone have any experience using it? I'd also be grateful for other travel insurance recommendations that work for this style of travel!

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u/Whattheheck23052 — 8 days ago
▲ 5 r/WWOOF

Looking for Italian Farm Recs!

Where: Pref in Tuscany, Lazio, and Campania regions, but I'm open. Looking for farms with at least some access to or transportation to nearby towns and sights

When: Oct-Dec for anywhere from 1-5weeks at a time

What: I love working with plants, especially herbs, but am open to any opportunities that aren't just heavily animal care focused. I'd like somewhere that takes multiple wwoofers and/or has good social opportunities

Why: my main interests are learning more about sustainable living and gardening, learning more about other cultures and meeting new people, and mixing in a little of some touristy adventures in my time off

If you have any farms you'd recommend or are a host that sounds like a good fit please reach out! I am doing my own searching and reaching out on wwoof but thought I'd check here to see if anyone has any farms to look out for, if I get any recs I will find the farm and reach out through wwoof :)

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u/Whattheheck23052 — 15 days ago

Now that Venture is switching to Discover...What card do I get for Europe?

Hello! I'm going abroad (US -> EU) for a few months and am looking into getting a credit card to ease the international spending hassle. My main concern is no FTF. I'm not looking to get into the game of credit cards, I just want some reliable options for payment while I am abroad. My food and housing is largely taken care of, so I am expecting to mostly spend on travel and dining/going out, with occasional groceries and very occasional hostels/hotels. I was just about to apply for the Capital One VentureOne card when I learned that they are switching to Discover - I definitely want a Visa or Mastercard for broadest acceptance. Can anyone recommend a good card for this situation? No AF is preferred, though I may be swayed for simple and easy-to-access perks.

  • Current cards: none
  • FICO Score: 681
  • Oldest account age: n/a
  • Chase 5/24 status: 0/24
  • Income: typically 35k (will not be employed while traveling - using savings)
  • Average monthly spend and categories:
    • *these are rough rough guesses, intentions are to spend as little as possible*
    • $100-$300/travel
    • $100-$200/hostels&hotels
    • $50-$150/groceries
    • $100-$300/going out (dining, bars, adventures)
  • Open to Business Cards: No
  • What's the purpose of your next card? easy spending while abroad (US -> EU)
  • Do you have any cards you've been looking at? Capital One Venture cards
  • Are you OK with category spending or do you want a general spending card? Probably prefer general spending but I'm open

TIA!

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u/Whattheheck23052 — 17 days ago

Leaving SAVE with $0 payments

My income is $0 for the next few months so whether I go with IBR or PAYE doesn't make a difference for my $0 monthly payment right now. Idk what my income will be in a few months, probably nothing impressive.

Should I switch asap so I'm out of forbearance and can start working towards forgiveness? (That seems like the right idea I just need some validation or to be told what cons I'm missing)

Any benefit to going with the PAYE plan until 2028 when I'd (supposedly) have to switch again? Will switching plans (when PAYE ends) have an effect on my forgiveness timeline?

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u/Whattheheck23052 — 1 month ago
▲ 6 r/HealthInsurance+1 crossposts

What do I do with my US health insurance?

I am a US citizen that will be traveling internationally from September this year to May 2027. I know I need to get travel insurance, but what do I do with my US health insurance?

For context, I just quit my job but my health insurance that I've had for all of 2026 is income based (Colorado) and not from my employer. I believe I could keep that insurance, but if I'm going to be out of the country for ~9months I assume I won't need to use that insurance and would prefer to save the money I pay for it monthly if that is an option. To my understanding, I will not be out of the country long enough (330 days) to qualify for an ACA exemption. I am trying to find out what repercussions I will face if I cancel my health insurance here entirely and what my other (money-saving) options are.

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u/Whattheheck23052 — 1 month ago

How do I prepare my money for travel? US -> EU

I'm traveling outside of the US for the first time and I'll be traveling through a few different countries for a few months. I'll mostly be in the UK and EU. In the US I use my debit card for just about everything and keep a very small amount of cash on hand for emergencies/unusual situations. How should I prepare myself / my money so I can buy things abroad without paying foreign transaction fees?

The research I've done has all pointed towards "get a credit card" but I'd like to avoid that if possible. What other options do I have? What is the best move to avoid a bunch of fees and confusion?

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u/Whattheheck23052 — 2 months ago

What / how many shoes should I travel with?

I'm going to be all over Europe from September through Spring. I'll be WWOOFing but will also be spending time in some cities. I'll be trying to avoid snow through winter but am expecting rain. What shoes could yinz recommend for this wide range of weather that would be suitable for both farm work (waterproof, can get dirty and sustain wear & tear) and city activities (walking a lot, a bit more presentable looking)? Is it more reasonable to ask all that of one shoe or to lug around a second pair? I'll take blundstone recs but am particularly interested in any other ideas as well!

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u/Whattheheck23052 — 3 months ago

What / how many shoes should I travel with?

I'm going to be all over Europe from September through Spring. I'll be on farms a lot but will also be spending time in some cities. I'll be trying to avoid snow through winter but am expecting rain. What shoes could yinz recommend for this wide range of weather that would be suitable for both farm work (waterproof, can get dirty and sustain wear & tear) and city activities (walking a lot, a bit more presentable looking)? Is it more reasonable to ask all that of one shoe or to lug around a second pair? I'll take blundstone recs but am particularly interested in any other ideas as well!

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u/Whattheheck23052 — 3 months ago
▲ 3 r/WWOOF

What (and how many) shoes should I travel with?

I'm going to be all over Europe from September through Spring. I'll be WWOOFing but will also be spending time in some cities. I'll be trying to avoid snow through winter but am expecting rain. What shoes could yinz recommend for this wide range of weather that would be suitable for both farm work (waterproof, can get dirty and sustain wear & tear) and city activities (walking a lot, a bit more presentable looking)? Is it more reasonable to ask all that of one shoe or to lug around a second pair? I'll take blundstone recs but am particularly interested in any other ideas as well!

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u/Whattheheck23052 — 3 months ago
▲ 3 r/WWOOF

Ireland is grey on the map on WWOOF website, suggesting that it is not a national wwoof organization nor a wwoof independent. If I google "wwoof Ireland" I can find what seems to be the wwoof Ireland website on which I can purchase membership and see potential wwoof hosts. Why can't it be accessed from the larger wwoof website? Can I still wwoof there?

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u/Whattheheck23052 — 4 months ago