Why are you obsessed with your pension

I’m 37, pension pot is about £115k so nothing particularly special.

A lot of HENRYs seem to focus largely on building as big a pension pot as possible, at the expense of everything else. I understand the theory, but it is still going to be taxed when you draw (perhaps at a lower rate) and pension rules may (and probably will) change by the time I retire. I imagine this is just a HENRY on Reddit thing but why is everyone in here obsessed with pension and not building much outside of it?

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u/WorthAttempt5859 — 1 day ago

Scraping

Hey

I bought a 650s a month ago. The dealer fitted new tyres but alignment and geometry was off. I just took it back and they fixed it but there’s now an intermittent metal in metal scraping noise that gets closers together as I speed up.

I’ve asked the garage but they haven’t replied yet and they’re 2 hours away. Has anyone experienced the same? 650s

Thanks

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u/WorthAttempt5859 — 5 days ago

Stealth pack 650s

I just bought a 650s (my first McLaren 🙏🙏).

The car has stealth pack but honestly I can’t work out what it changes. The splitter, sideskirts etc are body colour and alloys aren’t blacked out. Everything online says exhaust covers and black-background badges? Does anyone know?

I’m buying from a well known supercar dealer but they’re not sure.

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u/WorthAttempt5859 — 2 months ago

Supercar market has gone mad

I’ve been looking to make the move from my F Type SVR (now sold) to a supercar, but the second I sold it the whole market has gone mental. McLaren 600lt went from £120-130k 2 months ago to £170k+, same with MC20, AMG GTRs, 650s etc

Wild times considering the economic background. I get these are seasonal, but not seen anything like this the last few years.

Anyone got any thoughts on why?

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u/WorthAttempt5859 — 3 months ago

Viewing 650s

Hey everyone,

I’m going to view my first McLaren today, a 650s. The accumulators were changed 4 years ago /6k miles ago. These will undoubtedly need to be changed soon, so I want to negotiate that into the price. Has anyone got any experience of these, how much it costs etc? I’ve found different answers online.

It will also be needing a service this year - it’s on SOR so they’re not doing it. Any idea how much a minor / major could be? I’ll check the history when I’m at the dealership so not sure which it needs next.

Thank you (also anything else I should check for would be appreciated)

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u/WorthAttempt5859 — 3 months ago
▲ 30 r/HENRYUK

I’m 37M, married based in London. I earn £150k basic, my wife earns £40k. I get decent sized commissions and I have a little side hustle. I’m trying to get to a decent sized investment pot so I’m saving as much as possible, but I’ve probably limited myself to £1,500 spending a month since I started working (my wife probably spends about £1.2k). That includes food shops, travel to work and discretionary spending, doesn’t include holidays and big one off purchases (that I try to limit).

How much are people in this group spending per month? I’m starting to get fed up of being fairly limited.

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u/WorthAttempt5859 — 4 months ago