I'll be 65 in a few years. Been in the USA for thirty years but have a modest UK state pension. When I die is my wife (American, no UK NI number) eligible for any/all of my UK state pension?
I find myself looking for private insurance* until the marketplace enrollment window at the end of the year. A PPO like my last employer plan would be the target.
Outside of the marketplace all the plans seem to be EPO's which don't appear to be very useful if I need anything beyond just an annual checkup.
I'm not looking for a cheap plan, but for comprehensive coverage.
Am I missing something?
* I was on COBRA, paying automatically from my bank, but due to a mistake on my part (I entered 03/31/26 as the last payment date by mistake, 6 months short of the full 18 months, and the plan administrator won't reinstate me even though I can pay the arrears in full). Thus I don't have a life-changing event that qualifies me for a marketplace plan until enrollment.
I'm semi-retired but not eligible for Medicare yet