r/BritishExpats

▲ 1 r/BritishExpats+1 crossposts

UK citizen retired in the US - Double taxation issues

I am a UK citizen and have lived in the US for over 20 years. I have UK personal pension that I want to withdraw. Since the personal pension withdrawal is taxed at source in the UK, and all income for US residents are taxed regardless of the source. I will be expecting to get double taxed.

I submitted the DT-US individual 2002 to HMRC as there is tax treaty between UK and US, including the form 6166 from the IRS to prove that I am a US tax payer.

But the application was rejected by HMRC because the DT-US Individual form has a section requiring an IRS stamp. But I cannot find any sources on how to get this form stamp by the IRS.

Has anyone run into to this issue?

TIA

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u/fastsansfurious — 1 day ago

How do you lot manage group chats with locals in Spain?

Moved to Costa del Sol and every bloody WhatsApp group (villa maintenance, golf, kids football) is in Spanish. My Spanish is decent but not quick enough for rapid fire messages. Solutions?

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u/Aizelle — 3 days ago
▲ 22 r/BritishExpats+13 crossposts

For those who want to move to Spain, here's a newsletter that sends remote tech job postings for English speakers every week. Think one-stop-shop for relevant listings from Linkedin, Indeed, etc.

I group the postings in 4 categories based on their recency and popularity, same way I used to do it while jobhunting. Hopefully it helps you find your next role!

https://remotetechspain.beehiiv.com/

u/Sensitive-Soup4733 — 3 days ago

Seeking opinions on Dutch behaviour in interaction with English-speaking expat

Calling all my fellow British expats who live or have lived in the Netherlands for an opinion on this video that was posted elsewhere and was mostly defended by just Dutch people.

Basically, it's an English-speaking woman (with her son) and a middle-aged Dutch woman arguing because the Dutch woman is complaining about where the other woman parked as it's a private road with a sign forbidding access. The English-speaking woman goads the Dutch woman a bit and is admittedly somewhat patronising and condescending. But I'm aware that the woman behind the camera frequently encounters this kind of meddling behaviour from Dutch Karens, almost weekly, and is just generally fed up to the point that she eventually decided to leave the Netherlands because of this type of culture. She's not British (as you can tell from her accent), but I am British and, while I've seen similar behaviour in the UK, it's not nearly as prevalent and most people just mind their own business by comparison.

Note that the English-speaking woman insults the Dutch woman by calling her an "old bitch" and the Dutch woman returns the favour a little later by calling the English-speaking woman a "f*cking bitch" but bolts on a remark about her not speaking Dutch (usually a xenophobic remark in other contexts, but maybe it was only said in anger here).

What I would love to hear (from British expats only who have experience in the Netherlands) is whether you notice a distinct dissonance between the Netherlands and the UK in terms of interfering behaviour and people minding or not minding their own business, particularly in relation to middle-aged women as this seems to be the prevalent type of person in the Netherlands that I've noticed exhibits such behaviour.

I'm fully aware that the response from the English-speaking woman is less than ideal, but I'm not looking for an opinion on this as this was the reaction/effect, not the cause of the interaction. And yes, the root cause was the wrongful parking, but I'm more interested in the interfering aspect in things that are so trivial, benign, or even a matter of opinion, and the differences to behaviour in the UK for similar things.

For example, if I accidentally turned the wrong way up a one-way street in the UK, someone coming the other way would more often than not beep their horn lightly, I'd put my hands up and smile mouthing 'sorry', and they'd smile back and wait while I turn around. This has happened to me a few times in 30 years of driving. In the Netherlands, I did this once, and they rolled their window down, yelled profusely, shouted xenophobic remarks, kept their hand on the horn the entire time I was turning around, and then tailgated me out of spite till the next junction. And my Dutch neighbours said, "Ja, that is normal."

Sorry for the long post. And I'm not looking for any arguments here. I'm just genuinely interested in honest opinions. If I'm wrong, I'm wrong, and I'm cool with that. 🙂

PS: I'm also not looking for discussions about legalities around recording people and posting online. I've checked and it's too nuanced to have a healthy discussion about that here (better in a legal forum).

u/X-treem — 3 days ago

Anyone listen to Radio Caroline over the internet?

About half an hour ago, the scheduled programme stopped and they announced that normal programming has been suspended due to the death of King Charles III. They then proceeded to play "God Save the King!".

Since there was nothing on any news service I could find, I figured someone had pushed the wrong button 😂 and I gave the head office a call.

They didn't know anything about it and told me that they don't even have a prerecorded announcement, so there isn't even a button to push.

I have a theory that the feed was hacked by a person or persons of a nefarious nature.

Anyway, Charlie is alive and well and the internet feed for Radio Caroline is back up and running 👍

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u/alloydog — 3 days ago

Expat Financial Advisor

I'm a British Citizen but lived overseas for a number of years (outside EU, as a volunteer so i'm not rolling in it!).

I have a house in UK, currently rented out through an agency.

Potentially I have some inherited capital I could invest in a second property in a location close to where I could relocate back to UK in a few years. Does anyone have any connection with a financial advisor who could comment on some tax-savvy options on this?

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u/Clean_Homework326 — 4 days ago

Is my American wife eligible for my UK state pension after I die?

I'll be 65 in a few years. Been in the USA for thirty years but have a modest UK state pension. When I die is my wife (American, no UK NI number) eligible for any/all of my UK state pension?

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u/Yakr — 7 days ago
▲ 2 r/BritishExpats+1 crossposts

Taxation question if working for UK company

My partner is Polish, has UK residence, a UK bank account, and is registered as self-employed in the UK.
She works remotely from Italy for a UK company.

In Italy, she is not on a rental contract, does not pay bills, and is not registered at an address.

Can she continue paying taxes only in the UK, or could Italy still consider her tax resident because she physically lives and works there?

We’re trying to understand how the UK–Italy tax rules work in this situation and whether there’s a risk of double taxation or problems later.

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u/Amazing-Appeal7241 — 6 days ago

Came to Kansas City from England about a year ago. Are there any British meet-ups or social events? Also looking for any British style restaurants (yes, you’ll probably talk about beans on toast)

Would love to know as I do miss the UK at times and would love some familiarity!

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u/britinamerica111 — 8 days ago

Cant repay England loan going back to home country

hello friends , i came here on a wisa in 2022 now my stay is expiring and i dont want to renew it ( might join force back home ). i had a very good credit score but things took a bad turn recently. I had to took out a loan of 37K£. Also i have used almost 8k£ of overdraft. owe around 3K£ to mobile phones and laptops. also i might use the credit limit of around 50k£ while i am back there.
my question is what worse could happen to me? can i ever come back?
judge all you want but i am in a situation u can never imagine.
thanks

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u/Fickle_Neat_4680 — 8 days ago
▲ 10 r/BritishExpats+1 crossposts

British passport but kids with ETAs

Hi all,

I've backed myself into a corner a little with the new rules regarding Great Britain and ETAs. I'm British but moved to Sweden and have a Swedish passport. My mother was recently diagnosed with cancer so after reading the changes, I quickly applied for a British passport which arrived recently and we thought everything was good, until I did some digging and realised that my children, despite never having been registered in England, also qualify as having right to abode and therefore can't officially get ETAs. But we fly to England in 4 weeks, so I don't have enough time to get them English passports.

Does anyone have experience with this? My plan was initially that my Swedish wife would get an ETA together with our two kids (who both have Nationality: Swedish on their passports and nothing else), and we would all travel together on the same booking. Now I'm worried that either the airline or passport control will see a British man travelling with children with the same surname and assume that they are British children with invalid ETAs.

Has anyone here travelled to Great Britain with a British passport but with dual nationality kids on other passports? Will anyone care, or am I overthinking everything and freaking out for nothing?

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u/ChiefMooseMatt — 11 days ago
▲ 18 r/BritishExpats+1 crossposts

I'm originally from the UK and have lived in Australia with my partner for over 6 years. We came when I was 22. We travelled the whole country for the first 2 years before settling in Sydney and one of us was able to get a job that could lead us both to PR. For the first 3 years I was pretty adamant that I always wanted to go home eventually and always missed it. But after building a life in Sydney and visiting the UK again, it started to feel like we were making the right decision. I became more certain that this was the life we wanted and that we’d do whatever we could to stay.

Fast forward to this past year and we have been in limbo, on bridging visas, waiting for our PR approval - its been complicated and we don't really have 100% certainty that it will even be approved (long story). The stress of the unknown has gotten to me so much and my anxiety has been the worst it's ever been this year. I've also been having panic attacks.

I've found myself reflecting and the homesickness has become overwhelming. I miss my family so much and feel that its getting harder as my parents get older. Other family and friends are starting to settle and have kids and I just can't help but feel like we're missing out on everything. My partner and I have a great relationship and we are very close to their family in the UK too. However, I know they don't struggle with homesickness as much as I do and that they would be quite happy to continue living in Australia. We have spoken about this and I know it is a decision we would make together, but I'm just feeling very conflicted.

Any advice? Does it get any easier or worse? If you asked me a year ago, I felt the complete opposite.

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u/No-Rhubarb5346 — 12 days ago

Im not an expat but i chose to live here in the Netherlands, Wtf is going on back home,

Been here 19 years with a temporary 18 months back in UK ending the same day in 2016 the country chose to brexit, i just want to hear if you are for or against what is happening? Im not hear to start a fight, but last nights votes gave me the ick. And my politicians are the Dutch, and Mark Rutte ( our tony blair)

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u/Impressive-Head-3394 — 14 days ago

Remote working for a UK company full time but moving to Canada on IEC visa to work part time and start a career.

Hi all, I am not sure if this has been posted already as I can’t find anything similar.

My situation is the following;

I currently work remotely for a UK company full time from home since Covid. Our company decided that we did not need to return to the office, so I have been fully remote ever since.

However, my long term plan is to potentially live in Canada for around 5 years and eventually start a career in Property Management / Real Estate.

My thinking process at the moment is:

  • continue working remotely for my UK company while living in Canada
  • continue paying UK tax and National Insurance as normal
  • still maintain a UK residential address, UK bank account, bills etc
  • work part time in Canada as well and pay Canadian taxes on that income

I understand the UK and Canada have a tax treaty, but I keep reading online about “tax complications” and I’m trying to understand what that actually means.

For example:

  • would Canada expect me to declare my UK employment income even if it is paid into a UK account?
  • would I likely become a Canadian tax resident if staying there long term?
  • has anyone here actually done something similar while on an IEC/open work permit or study permit?
  • did your UK employer ever find out?
  • did you end up paying additional tax in Canada on the UK income?

I’m not trying to avoid tax, I’m just trying to realistically understand how people structure this type of move when working remotely for a foreign employer without them finding out. Again, I don’t mind paying tax in Canada for my uk salary, I just don’t want my employer finding out.

Would really appreciate hearing from anyone with actual experience rather than generic “don’t do it” advice.

Thanks!

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u/Altruistic_Zebra_597 — 10 days ago

New rules for entering UK as dual nationals -adopted child question

Hi all,

Bit of a niche question about the new rules on entry for dual nationals/those entitled to British citizenship. How does the airline or border agent know that your child is entitled to British citizenship? Because it is not automatic for all children of British citizens. For instance, if you are a citizen “by descent” you can’t always pass on your citizenship if your child is also born outside the UK. And in our case, our child is adopted outside the UK, and outside of The Hague Convention, so they are not “entitled” to citizenship and it is only granted by discretion. I am therefore confident that my child is not a dual citizen, but I don’t know how an airline or border agent would handle this if they are unsure.

I was planning to enter the UK using their current (Hong Kong) passport and then apply while in the UK to save on courier costs. It’s now too late for me to apply for their citizenship as it is 2 stage process for adopted children, so I’m a bit stuck. I have to hope for the best, but I’m wondering if anyone else bringing children born overseas has had issues with this, if their child is using a different passport to you…

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u/Zealousideal_Ad_9570 — 13 days ago