u/Yankeetrini

So I have finally gotten my threat from Mohela to start the repayment process.

I've compared all loan options For context, I haven't been paying on these loans for years, I have kids, my mother and I'm a teacher. No money to repay so right now loans are at 80k

I am eligible for the PSLF IBR loan they gave me a range for my monthly bill from $603-838 with the rest being forgiven after the 120 payments

However, in exploring the remaining options, the standard plan showed I would be paying 100 less.

Shouldn't I STILL be eligible for the PSLF under the standard plan? Meaning I can still be done after 120 payments? Do i apply for the PSLF after I get in under the standard plan or would I not be eligible?

So, my sons father is the utter definition of absent parent. Be that as it may, I play my cards right and I try to stay on top of everything and keep things as ethical and as fair as possible.

Currently I have a case through the state for child support. There is an active order, that he is avoiding paying on. I have sent them a new address for his location, but have not heard (or received) anything.

I just emailed them in April...do you think its too much to email again this month? I just want to make sure they haven't forgotten about us and can help get things moving again.