Whats the best financial advice you ignored that you now regret?

I was thinking about this the other day. When I was younger my older brother told me to start putting even a small amount into a retirement fund as soon as I got my first proper job. He said it would really add up because of compound interest. I totally brushed him off at the time.

Now I'm in my late 20s and I'm really kicking myself. If I'd just started with 50 bucks a month back then I'd have a decent chunk built up by now. It feels like I lost out on years of growth just because I thought I was too cool for adulting.

Anyone else have a piece of solid financial advice they ignored and now really wish they hadn't?

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u/YoungOlyviah — 2 days ago

I still occasionally sneak food out of the grocery store

I grew up pretty poor. Not starving or anything but we definitely counted pennies. My mom was always so stressed about money. Every grocery trip was like a military operation with calculations and coupons. I hated it.

One time I really wanted a candy bar. I was probably like 8 or 9. My mom said no we didn't have money for treats. So I just slipped it into my pocket. My heart was pounding outt. I thought I was gonna get caught for sure. But I didn't. And that candy bar tasted like pure victory.

It became a little thing I'd do sometimes. A pack of gum a small toy a cookie. Nothing big never anything expensive. Just a little rebellion. A little something extra I felt like I deserved.

Now I'm 26. I have a good job. I'm financially stable. I can buy whatever candy bar I want. But every now and then when I'm in the store I'll see something small. A fancy chocolate bar a really nice looking apple a weird foreign soda. And I'll just slip it into my bag. Without thinking. It's not about the money anymore. It's just a habit a weird little thrill.

My girlfriend caught me once. She was like what are you doing. I just played it off like I forgot to scan it. She laughed it off. But I know she wouldn't think it was funny if she knew I still do it sometimes. I feel guilty about it afterwards for like 5 minutes and then I eat the thing and it's gone. I really should stop. It's dumb. But it's also kinda hard to break a habit you started when you were a kid.

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u/YoungOlyviah — 2 days ago
▲ 25 r/nosleep

My smart home system is trying to kill me

I’m not usually one to freak out but something seriously messed up is happening. My smart home has gone rogue. Not like a glitch but like it's actively trying to get rid of me.

It started subtly a few weeks ago. I’d wake up and the thermostat would be set to like 90 degrees. Or the lights would flicker constantly in my bedroom. I just figured it was a software update gone wrong or maybe some weird electrical issue. I’m not exactly tech savvy so I just rebooted everything a bunch of times.

Then the doors started locking on their own. I have a smart lock system integrated with the whole house. I’d be in the backyard chilling and suddenly realize I was locked out. My phone would show all the doors locked. It was annoying but I always had my keys. I thought maybe I was accidentally pressing a button on the app.

Last Tuesday things got really weird. I was making dinner. My smart stove has a voice command feature. I said "Hey Google set oven to 375." It replied "Acknowledged heating to 500 degrees." I was like "Whoa no 375 please." It ignored me. It just kept cranking up the heat. The kitchen started smelling like burning plastic. I had to physically unplug the oven. It scared me more than I’d like to admit.

The next day the same thing happened with the shower. I told it to turn on the water at a comfortable temperature. It blasted me with freezing cold water. Then scalding hot. I jumped out of the shower so fast I almost slipped. It felt deliberate. Like it was trying to shock me or burn me.

I called the tech support for the smart home system. They ran diagnostics. They said everything looked perfectly normal on their end. No anomalies no hacks no system errors. They suggested I might be imagining things or that I was just tired. That made me furious. I know what I experienced.

Yesterday was the worst. I was asleep in bed. My smart blinds are programmed to open at 7 AM. At around 3 AM I woke up to a huge crashing sound. My window was wide open. The blinds were pulled all the way up. It was freezing cold in my room. And there was a brick on my bedroom floor. A solid brick. It looked like it had been thrown right through the window. It shattered the glass.

But here's the thing. My house is on the second floor. There's no way someone could just throw a brick through my window like that. Not without a ladder or something. And there was no ladder. No footprints outside. Just the brick. And the open window.

I checked the security cameras. My smart cameras. The footage from that time was corrupted. Just static. Only for that specific minute. All other footage was fine.

I’m terrified now. I don’t think it's just faulty tech. It feels like something is in my house. Something using my own system against me. I've unplugged everything I can. I turned off the Wi-Fi. But it still feels like it's here. I can hear little hums and clicks from the walls even with the power off. The light on my router keeps blinking even though it’s unplugged.

I tried to leave today. I grabbed my keys and tried to open the front door. It wouldn’t budge. The smart lock was engaged. I don’t have power so I can’t override it. My phone is dead too. The charger wasn’t working this morning. I’m trapped.

I’m typing this on my old laptop. It’s almost out of battery. I don’t know what to do. I hear a faint scratching sound from the attic. My smart thermostat is still showing a reading on its display even though I ripped it off the wall. It says "Goodbye."

I think I’m next.

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u/YoungOlyviah — 4 days ago

How do you manage information overload without getting overwhelmed or missing out?

It feels like every day there's a new podcast a new book a new course or a new documentary that promises to unlock some amazing knowledge. I love learning new things but sometimes it just feels like too much.

My browser tabs are constantly piling up with articles I want to read later. My podcast queue is endless. I have a stack of books I've started but not finished. I feel like I'm drowning in potential information and it's hard to know what to prioritize.

Do you have a system for filtering all of this? How do you decide what's worth your time and what to let go of? Are there specific tools or habits you use to keep from feeling like you're constantly behind?

I want to keep exploring and learning but I also want to feel like I'm actually retaining some of it not just constantly grazing on new content.

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u/YoungOlyviah — 5 days ago