Most F&I offices are selling products they’ve never actually verified

Most F&I offices are selling products they’ve never actually verified

Prepaid maintenance coded as a VSC.
GAP rate that hasn't been updated since the last carrier refresh.
Term on the menu that doesn't match what the contract actually covers.
Non-eRated products in the menu that are not correct Theft protection tied to a program that quietly changed its claim process six months ago.

You sold it. The customer signed. Everyone went home happy.

Until they didn't.

Customer put-out to resign. Customer furious.
Chargeback hits. Or wore, Claim denied and now you're explaining to your dealer principal why a deal you closed four months ago is costing the store money today - because somewhere between the agency, the provider, and the menu vendor, nobody actually verified the setup.

Most F&l managers never audit the products. They trust the integration. They trust the agency. They trust the technology.

When did you last open each product and confirm it's coded, rated, and disclosed the way you think it is?
When did you last contact your agency? Maybe it's time to update your eRating process.

Has a mis-coded product ever burned you - and who owns catching it in your store?

u/Zacness — 6 days ago
▲ 3 r/UTV

CFMOTO just dropped a $20k turbo sport UTV — are value brands now cross-shopping the premium guys head-on?

A $20k turbo CFMOTO sport UTV is a direct shot at the RZR Turbo and Maverick X3, all machines that cost a lot more.

For years the knock on value brands was 'fine for a cheap utility rig, but not for performance.' That's eroding fast.

So on your floor: is the premium buyer actually cross-shopping these now, and winning a discount, or do RZR/X3 customers still pay up for the brand, the dealer network, and the resale?

For dealers: would you franchise a value brand's performance line, or does the weaker resale and parts/warranty reputation make it a margin trap?

For buyers: does it even matter that it’s considered a Value Brand? Is price the “driving” factor?

Where's the line where 'value' stops being a compromise and starts being the smart buy

tiktok.com
u/Zacness — 10 days ago

Social Media Agents

Anyone willing to share their favorite agent used to research the market and extract social media content to fill the calendar with trending topics?
Kindly

reddit.com
u/Zacness — 12 days ago
▲ 0 r/jetski

☠️Bahamas & Jet skis..

What is going on down there? Any one else reading the warnings and can confirm or deny?

reddit.com
u/Zacness — 20 days ago
▲ 4 r/jetski

⚡️ Gas-Price Shock ⚡️

Fuel is slowing me down! Am I the only one that is working more just to pay for gas?
Ethanol-free =$7/gal 😳

reddit.com
u/Zacness — 21 days ago
▲ 0 r/Electricmotorcycles+1 crossposts

Electric Jetski “the eSki”(Power v. runtime)

The 2026 e-jet skis are here, search interest is climbing into summer, (Kawasaki Ultra310, See Doo RXP-X 325, eTaiga Orca) and everyone's lining up on two sides.

Pos POV: instant torque off the line (no waiting for a supercharger to spool), dead silent so you can actually talk to your buddy or sneak up on a quiet cove without scaring every fish in the lake, zero fumes, and let's be honest, you get serious cool points being the only one at the ramp with an e-ski. The talk of the pond!
I just watch J Hill on his e-dirt bike and it looked pretty dope.

Neg POV: you get your fun, hard-fast-splashing & racing session… and roughly 45 minutes later (or a long ride to the other side of the lake) you're either limping back at trolling speed or paddling. Gas guys pull up, splash for four hours, top off at the pump in five minutes, and go again. Charging isn't a pit stop, your in timeout. You're scheduling your day around a battery instead of around the weather.

So here's the actual question nobody answers honestly: is run time a dealbreaker, or a 3-year problem that battery tech + swap packs eventually solve?
My take: if you're a rip-around-the-cove, take-the-kids-tubing, never-more-than-a-mile-from-the-dock rider, the e-ski might already fit your real usage better than you think.
If you're a go-explore-the-whole-lake-all-day rider, gas still wins in 2026, full stop

u/Zacness — 1 month ago