u/Zealousideal-Habit82

I was made redundant recently after 21 years. I assumed I’d need to find another job soon, but today everything finally clicked into place (Severance paid yesterday) and I realised I’m actually FIRE — not just in theory, but in reality.

**My numbers**

* Age: 52
* Home: £263k (mortgage cleared this week)
* Cash: £21k
* ISA: £55k
* Pension: £315k
* Sharesave: £3,825 saved → £15.6k value at today’s price
* Total net worth: \~£654k + Sharesave uplift
* Monthly spending: \~£1,050
* Household contribution: £500/month (side hustle)

I realised I have over £100k liquid, a fully paid‑off home, and a pension that will grow untouched for the next 4 years and 10 months until I hit 57. Even in a worst‑case scenario, my liquid runway alone covers 7–13 years.

I genuinely thought I’d need to go back to work. Turns out I’m already done. It hasn't quite sunk in yet.

Mind blown.

Edit- I first posted this on the Fireuk sub but it was suggested it might be worth sharing here too.

I was made redundant recently after 21 years. I assumed I’d need to find another job soon, but today everything finally clicked into place (Severance paid yesterday) and I realised I’m actually FIRE — not just in theory, but in reality.

My numbers

• Age: 52
• Home: £263k (mortgage cleared this week)
• Cash: £21k
• ISA: £55k
• Pension: £315k
• Sharesave: £3,825 saved → £15.6k value at today’s price
• Total net worth: ~£654k + Sharesave uplift
• Monthly spending: ~£1,050
• Household contribution: £500/month (side hustle)

I realised I have over £100k liquid, a fully paid‑off home, and a pension that will grow untouched for the next 4 years and 10 months until I hit 57. Even in a worst‑case scenario, my liquid runway alone covers 7–13 years.

I genuinely thought I’d need to go back to work. Turns out I’m already done. It hasn't quite sunk in yet.

Mind blown.