u/adequatemadorquit

Baby is 7 days old and has been in disposables during hospital and the first week at home. We plan to transition to cloth diapering soon and I put him in a cloth diaper for the first time 2 days ago and when we changed it his skin was already red angry and peeling. We switched back to disposables to regroup and wanted to get some advice here before starting again. What tips do you all have?

Edit to add details:
- We have GMD Cloth-eez newborn size prefolds.
- Didn’t use any products on his skin
- He is a term baby but small, weighs just shy of 6lbs. I am wondering if I need to get a better fit or wait for these prefolds to fit? It felt big when I put it on him, but this is my first child so I’ve never tried before.

I (31F) and my husband (31M) are expecting our first child in 2 months. We live on west coast (USA) and plan to move to the east coast in ~1 year to be close to family. We've saved aggressively for retirement up until now (Thinking CoastFIRE, without real dedication to the RE part), and expect to ease up on retirement savings to prioritize other goals. The next 10 years of family-building and goals are more important to us than retirement flexibility when the kids are out of the house.

Current situation:
Retirement investments: $540k
Taxable investments: $155k
Cash: $100k
Debts: $15k student loan that should get forgiven in ~12 months
Spouse income: $120k, will likely increase with inflation going forward but perhaps not much more.
My income: $150k RN income including OT. I expect that to go down to ~$90k after the move due to no OT (family will be more important than extra hours) and a change in the market rate for RNs regionally.
HHI now: $270k
HHI after move: $200k?
Current annual spend: $110k including $2500/m rent
COL where we move will be very similar to COL where we are now.

Short Term Goals:
- Move to east coast in the next 8-16 months after we get husband's job lined up there. I expect a similar wage after move.
- Buy a 2nd car - I currently bike to work but with new location and a child we will likely need 2 cars (we'll get a loan, we want to spend $40-50k on the car and will have ~$20k for the down payment)
- Get off a daycare waitlist to allow me to return to work (probably another 6ish months after move). HHI goes up to ~$200k
- Have 3 kids total in the span of ~5 years. Finish having children ~36yo

THEN goals for early family-hood:
- We want to give our children some time living abroad when they're old enough to make memories of it but young enough to not seriously affect their social / school lives through adolescence. So abroad time could be years 6-9 or 6-10 from now.
- 1-2 years in the UK (family there). Spouse and I hope to both work while living there, but who knows how that will work out with several small children.
- 1-2 years in the Philippines (family there too). Move here second because it is more important for this to be memorable for all 3 children. Spouse may work remote if he can earn USD wages, I probably won't work as a nurse abroad here (language barrier plus poor wages). Cheap living expenses here though.
- Eventually own a house in a good school district on the east coast. I believe our budget (for now) is ~$600k. I thought we might buy right away when we moved to the east coast (after both getting both jobs for the mortgage) but now I wonder if that purchase should wait until we return home from travels abroad. Of course the housing market and prices could go up significantly in 10 years and I already have some anxiety about not being in the housing market yet because people can get priced out the longer they wait. Maybe we can buy and then rent it out while abroad, but that is a whole other set of risks and challenges.

The living abroad is not set in stone or a concrete plan, it is more dreaming about giving our children a chance to build some relationships with their international family and get exciting and valuable experiences before settling into their more uneventful upbringing in east coast USA suburbia lol.

For planning purposes:
- Even though I have followed FIRE previously, retirement accounts only for retirement planning
- Taxable brokerage investments I imagine 1st priority going towards funding our international living expenses (one or both of us being unemployed is a very real possibility with 3 small children)
- 2nd priority for taxable brokerage is down payment for a home
- 1st priority for cash is new car and down payment for a home.