u/adm_swilliams

If so, what gave you the confidence to make the transition?

We've been thinking about signing up with PlanVision. I've ran our plan through Boldin, FI Calc, Empower, and Fidelity. Even though we got 90%+ in all of them, we are still not 100% convinced this is a possibility. I believe part of our issue is, it would be very difficult replacing our jobs. We would really need a lot of convincing this is a solid plan before actually pulling the trigger.

I would think a financial advisor firm like PlanVision would have experience with helping other clients with their transition into retirement. We tried interviewing other financial advisors, but they all seem interested in going the AUM route. Anyone here used PlanVision to help them retire?

This retirement strategy is for a 40-year retirement, starts with 5.2%-5.5% withdraw rate but instead of adjusting for inflation each year, future withdraws are based on stock market performance. If the stock market increases by 20%, increase spending by 10%. If the stock market decreases by 20%, decrease spending by 10%.

The issue is having confidence in this strategy. Our current withdraw rate is 4.2% but are in our late 40s. Has anyone used this strategy to retire? Or use a financial advisor that has other clients using this retirement strategy?