u/ahambrahmasmiii

Wise Penny: an *agents-only* personal finance MCP
▲ 5 r/YNABAlternatives+1 crossposts

Wise Penny: an *agents-only* personal finance MCP

Confession: I got a little annoyed with the personal finance apps paying only lip service to being used via agents. I was still stuck doing most of the "management" myself, with bare bones (or very limited) functionality around simple chat-based querying.

So I've built this MCP server that connects to bank accounts via Plaid or statement uploads, and makes all functionality of the average personal finance app available via agents. You only use Wise Penny once to set things up, and never need to log in again. Just use your agent (or chatgpt / claude / etc) for the rest of time (unless Plaid breaks, unavoidable).

This is hosted for now, because using Plaid requires getting through a compliance process, which I'm not sure most people would want to do. Can open source it if people would like to host it themselves. Would love feedback.

https://www.wisepenny.app/

u/ahambrahmasmiii — 11 days ago