Please review my portfolio.
Intro:
I am an Indian, 23, living in Berlin, Germany. Came as a student and turned to a full-professional. I have started my investment journey in India as well as internationally including crypto. My goal is to have enough liquid money after 15-25 years to make financial decisions at ease.
My current mutual fund potfolio:
2L corpus + 50k SIP in 4 fund houses:
- Parag Parikh Flexi Cap Fund: 15k/month
- Motilal Oswal Midcap Fund: 12.5k/month
- Quant Small Cap Fund: 12.5k/month
- UTI Nifty 200 Momentum 30 Index Fund: 10k/ Month
Crypto:
- Basket of Infrastruction and Big Three coins: €200/month (~20000 INR)
- Copy Trading: €100 per month (~10000 INR) + €500 one-time
ULIP or Private Pension:
- 50€ per month (~5000INR) goes to MSCI World Quality and MSCI EM UCITS ETF
Stocks:
- I usually conduct a deep research via Grok and other AI tools to get firms with improving fundamentals and momentum and buy shares
- Current corpus is around 1.35L allocated in multiple companies.
Overall Investment per month lying around: 1L per month or maybe more because I randomly buy stocks whenever I see opportunities.
I have been investing for some time. Previously, I lost around 5L trading options and turned to a long-term investor. I had a MF portfolio with 10 fund houses and now with the help of this community, I tried to reduce the fund houses and overlapping funds. I want your review if I am going in the right direction and should I make updates in my strategies and portfolio.
