r/IndiaStocks

I'm holding from 2024

Hi all, I'm new to investing and still learning about stocks and mutual funds. My total portfolio is around ₹40k. I got an ipo allotment of Amagi Media Labs and have been holding it since Jan. Would you suggest holding it for the long term or selling it? I'd really appreciate any advice or suggestions. Thanks!

Should I hold or buy more.

What is the expected future for these.

I usually invest on hear say and occasionally make some money.

Just wondering if this stock is going to go higher or just going to face revaluation soon

How bad it is out of 10😭?

I am a beginner any tips for intraday?

In the past I have made some money. But now since some time it's hovering around 210.

What should be the strategy.?

I am expecting one more breakout. Possibly 300 . But not sure should I wait or be done with it. Please advice.

Guys what is up with Cupid??😭😭😭 Will it fall?? Or will it keep giving me FOMO??

Hi everyone,

I'm 22 and still very early into investing. My mom basically forced me to start a SIP of ₹10,000/month, and I'm honestly glad she did.

I've been reading this sub for a while and finally put together a portfolio. I'd really appreciate criticism and suggestions rather than validation.

*Risk Appetite*

Aggressive. I'm comfortable with volatility as I have a long investment horizon.

*Investment Goal*

Primarily long-term wealth creation so I can:

Retire relatively early.

Build wealth for my future family/kids.

Potentially have enough flexibility to make major life purchases.

*Investment Horizon*

20–30 years. I may need to withdraw some amount during that period if life requires it, but the majority is intended to stay invested.

*Allocation (₹10,000/month)*

**Parag Parikh Flexi Cap** – ₹2,000 (20%)

**HDFC Mid Cap** – ₹2,000 (20%)

**Bandhan Small Cap** – ₹2,000 (20%)

**JioBlackRock Nifty Smallcap 250 Index Fund** – ₹2,000 (20%)

**Motilal Oswal Nasdaq-100 ETF** – ₹1,000 (10%)

**Motilal Oswal Nasdaq Q50 ETF** – ₹500 (5%)

**SBI Gold Fund** – ₹500 (5%)

I'm using Groww for all my investments at the moment.

Why I selected these funds

Parag Parikh Flexi Cap: Read countless recommendations about it and liked its long track record. That said, I'm not completely attached to it and may switch to another flexi-cap or a large & mid-cap fund later if it makes more sense.

HDFC Mid Cap: Chose it because it has a solid reputation among actively managed mid-cap funds.

Bandhan Small Cap: Mainly picked it because of its consistently strong historical performance.

JioBlackRock Nifty Smallcap 250 Index: I wanted passive exposure to the small-cap space alongside an active fund. Since it's an index fund and relatively new, I thought it could be a good long-term addition.

SBI Gold Fund: Wanted around 5% allocation to gold as a hedge against equity volatility.

Motilal Oswal Nasdaq-100 ETF: I wanted international diversification, especially exposure to leading US companies.

Motilal Oswal Nasdaq Q50 ETF: I know it's more concentrated and volatile, so I've kept the allocation small. I think it has good long-term growth potential.

My questions

1. Is my portfolio too concentrated in small caps?

2. Is having both the Nasdaq-100 ETF and Nasdaq Q50 ETF unnecessary?

3. Does 5% gold make sense at my age?

4. Is there anything you'd remove or replace if you were building this portfolio from scratch?

Would really appreciate any constructive criticism. I'm still learning and want to build good investing habits early.

Averaging at 18% looks pretty decent to me. Will try to dividend hunt on next buy.

Ps: I try too hard to get profit.