u/amazonwarrior9999

Where he is correct:

• Our modern financial system heavily rewards the rich for passively hoarding capital rather than investing it in higher-risk, productive industries.
• Because it is low-risk and highly profitable, the ultra-rich use this hoarded wealth to buy up existing, finite physical assets like housing and land.
• This aggressive speculative buying drives property and asset prices through the roof, forcing the working class to spend all their income on rent and survival.
• A Wealth Tax correctly identifies this loop and aims to stop it by seizing that hoarded cash to redistribute it back to the public.
• Once the working class receives this cash, their disposable income rises, naturally increasing the societal demand for better housing, more energy, and goods.

HOWEVER!!!

• The UK's administrative "vetocracy" (bloated red tape, NIMBYs, and 1970s planning laws) makes it legally and financially impossible to build new houses or energy grids.
• Because the system blocks new production, you suddenly have a population with more money chasing the exact same fixed amount of scarce housing and resources.
• Basic economics dictates that when more money chases a fixed and unyielding supply of goods, the prices of those goods simply explode upward.
• Consequently, pure wealth redistribution without supply-side production triggers immediate inflation, vaporizing the new purchasing power of the working class.
• THOSE REDISTRIBUTED TAXES GO STRAIGHT BACK TO THE RICH.

This even continues to new wealth creation in regular businesses and just trying to elevate yourself as a regular person.

• If you attempt to build wealth from zero, your only initial resource is your labor, which is immediately penalized by aggressive PAYE and National Insurance deductions before the money even reaches your bank account.
• Because tax thresholds have been deliberately frozen, the traditional advice to simply "work harder" is a mathematical trap; taking extra shifts or a second job pushes you into higher tax bands, yielding diminishing returns on your actual sweat and time.
• Stripped of your gross income, you are then forced into a punitive rental economy, systematically draining your remaining liquidity to pay off a landlord's mortgage and ensuring you can never accumulate seed capital.
• Without personal cash reserves, attempting to start a business forces you into a punitive debt economy, requiring you to take on high-interest commercial or personal loans where the financial sector captures your future growth.
• Even if you manage to launch the company, the state instantly hits you with punitive upfront costs, such as fixed employer National Insurance and the highest commercial property taxes in the developed world before you have made a single penny of profit.
• Conversely, those who already hold significant wealth bypass this entire gauntlet; they do not rely on PAYE, but instead fund new ventures by borrowing cheaply against their existing assets (which is completely tax-free).
• When the wealthy do realise their profits, they are shielded by Capital Gains tax rates that are vastly lower than the income taxes levied on the working class, while utilizing corporate structures to legally write off their expenses and losses.

Meaning...

• "Taxing the Hoarders" is a broken mechanism unless you simultaneously smash the bureaucracy to "Back the Builders" and flood the market with cheap, abundant supply.
• The modern economy operates exactly as designed: it heavily taxes the wages, efforts, and ambitions of the middle class to prevent them from becoming asset owners, while providing a frictionless, subsidized playground for those who already own the assets to acquire more.
• The economy hasn't meaningfully grown in years because we engineered a system where it is vastly safer and more profitable for the rich to hoard existing assets and charge rent, rather than take the risk of building anything new.

In Conclusion.

Tax the Rich Only Works If our entire system also supports wealth, value creation, getting costs of services to the lowest prices (energy, travel, water, admin) and the ability for the poorest to actually escape the rental economy.

This was originally a comment but it got snowed under.

TFT is most fun when it feels flexible, but the game is designed around rigidity. Items lock permanently. Augments lock permanently. Champions have only 1–2 traits, sometimes 3, so your board also locks quickly. There’s almost no point where you can make creative decisions on the fly and actually get rewarded for them.

If any part of the game should be flexible, it’s the board. The fix is simple: give champions more traits. That alone would open up more combinations, creativity, and meaningful pivots. Sure, it’s harder to balance, but that’s the tradeoff. And it’s a good one, the game is solved today fast and too easily. The best comps are x and the bot 4 are y, should we really be spending every game using online tools to just follow along with what works. The easier it is to balance, the more rigid the game becomes and that’s the real problem.

TFT can be a closed system like chess, but it needs more agency and expression. Right now, it just doesn’t have it. Let me during the game discover a combination that wasn’t written down somewhere and actually works.