u/anon-randaccount1892

My partner and I are currently apartment hunting and their credit is poor and income is low, whereas my credit is higher (700) and my income meets the 40x rule for the listings we’ve been looking at.

However, when applying my partners credit seems to tank the entire application, reducing my odds of approval than if I didn’t apply with them at all. It seems to be a sort of universal standard that bad credit from any applicant on the application leads to instant rejection even if everything else checks out.

My question: if I am approved for an apartment and make no mention of my partners existence prior to signing the lease, can I immediately move them in to my apartment on day 1 without any repercussions? The units I’m currently looking at state that all prospective tenants need to be on the application, but is this actually enforceable? Can I just lie and say it’s only me until the lease is signed?

Engaged since February and we keep kicking this down the road. I own a place in Williamsburg and my fiance has RSUs from her company so we figured we should probably have something sorted before the wedding in September. We know we want to do a prenup but everyone we talk to gives us a different answer on how involved the process gets when property is in the mix.

For people who've been through this in NYC what did it end up running you and did the property situation add much to it?

Hey, I'm moving to nyc with 2 bros in a few weeks for our residency and we visited some 3 bedroom luxury appartements in Mott Haven (Maven, Lincoln, 322 Grand Concourse, etc.). Does anybody who live in the area tell me what they think about the places? Also, which building would you guys recommend between Maven, 322 grand concourse and 276 grand concourse ?