u/anxiousdoodley

Negative D Dimer but persistent symptoms. Should I go to the ER again?

Hi all, thank you in advance for reading. I’m 29, 4 months postpartum. About 10 days ago I developed persistent right calf pain. No swelling, discoloration etc. The pain wasn’t bad, probably a 2-3 out of 10. The only other symptom with it is random feelings of heat going down my leg into my foot (I can’t feel this heat with my hand, only internally).

I had a negative ddimer drawn about 3 days after the symptoms started. I developed chest pain and SOB about a week after so I went to the ED. They also did a ddimer which was negative, and since it was negative didn’t do any imaging.

The pain is persisting and is spreading up my thigh. It’s not worse with movement or when I bear weight, it’s just a weird constant dull ache concentrated deep in my calf. I haven’t injured my leg or pulled a muscle. I’ve never felt anything like it before.

Have any of yall had something like this and it be a DVT? Should I go back to the ER and request an US? I fear they won’t do one if my ddimer is negative. My big fear is that I threw a clot when I was freshly postpartum, it’s been stagnant for a while and as a result my ddimer is showing as negative.

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u/anxiousdoodley — 2 days ago

Should I buy a house with a higher interest rate than my current mortgage if it means I can invest equity?

Hi, thanks in advance for any advice given.

I currently live in a $450k house. I owe $300k. My interest rate is 4.25%. I don’t have much of anything in savings, my only other debt is my car (10k) and a camper (12k or so once I sell it.. I’m upside down on the loan). I have no credit card debt, student loans etc.

I’ve been considering selling my current home to purchase a home around $350k or so. This would leave me with roughly $115k or so in equity after closing costs, realtor commission etc. I figured I could put down 10% on the new home, leaving me with roughly $80k cash. The interest rate would be around 6.5%, give or take .5%.

I would like to invest a majority of the $80k and use the rest (10k or so) to have in case I lose my job, need a major home repair etc.

Is this dumb to do? I would basically be paying around $200/month more to go from my current home to a new home, but would unlock all of the equity to invest and grow. Of note, I would like to move regardless to be closer to my family and in a better school system for my son. It’s not entirely just to unlock this equity, it’s just an added bonus.

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u/anxiousdoodley — 29 days ago

Selling home and using equity to become a stay at home mom - thoughts?

My husband and I both work from home. I earn a bit over 100k, my husband earns 50k. We recently had a baby and I didn’t realize how much I don’t want to work until now. We’re not doing daycare and it’s nearly impossible to have a baby while working from home; I’m in a lot of meetings and calls during my day, so my husband has been solely watching him while trying to work.

We have about $150k equity in our home, current interest rate is 4.25%. We’re looking at buying a new build, putting down about $60k of our equity and using the other 80-90k for us to live off of while I stop working for 6-7 years until my children are in school.

Our only other debt is 30k in a camper that we’re looking to sell ASAP and about 10k left on my car. Otherwise we’re debt free. We’re looking at being at a deficit in bill of around $1500 per month) and that’s overestimating) if I quit my job, hence living off of the equity we’d get if we sold our current home. We found a deal offering a 3-2-1 interest rate buydown, so our interest rate would be less than what ours is now for the first 3 years. The rate caps at 4.99% after the 3rd year. The area we’re looking to move also offers so much more to do, restaurants etc. Right now we live in the middle of nowhere and have to drive at least 30+ minutes to nearly anything, which has made me want to move somewhere else even before we had our baby.

Is there something I’m missing? Would this be a stupid idea to do? Worst case scenario I could work part time from home after we move to help cover that deficit and not drain the savings/equity but I’m trying to avoid working altogether until this and future babies start school.

Thank you for any and all advice, personal finance is not my strong suit so I’m very grateful for this sub!

Edit to add: I work for a startup and am much more likely to get laid off than my husband. His employer matches his 401k contribution, mine doesn’t. His health insurance is much cheaper and I would add myself onto his plan.

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u/anxiousdoodley — 1 month ago