u/apartmentpants

Help with my LISA / transferring if open less than 12-months

Hi everyone!

I would really appreciate some feedback re. my intended LISA usage.

Specifically, I am concerned that I will encounter issues due to opening my second LISA within 12-months of when I intend to purchase a property (October 2026).

My LISA history is as follows:

LISA 1 - opened in April 2025 via Tembo

LISA 2 - opened in April 2026 via Moneybox & maximum £4k contribution made

My question is primarily whether, if I transfer LISA 2 into the older LISA 1, will I be able to use all of the funds in it towards my property purchase in October 2026?

Thanks in advance for any assistance!

reddit.com
u/apartmentpants — 1 day ago