u/asfrick

hi, incoming MS1 about to apply for student loans. I’ve never done this before and am still learning so please be kind. I’m going to have to take out a lot of private loans, and one of my worst fears rn is being rejected for them in like my 3rd year or smth, leaving me without a way to pay for school.

I went to a webinar on student loans and one of the pieces of advice they gave was to take out loans at first without a co-signer so that if you end up getting rejected down the line, you can add a co-signer to still get the money (only if your interest rates with and without a co-signer are relatively the same). Unfortunately I do not have a credit history, I am only an authorized user, so I don’t think this would work for me.

My idea is to use one parent, who has a worse credit score (but still good) first, so that if I get rejected down the line I can use my other parent who has a great credit score. Thoughts?

Edit: the first parent is retired, that probably makes a difference.

hi!! i was literally just starting a pride and prejudice ff on ao3 and i clicked to go to the next chapter and it disappeared....i'm hoping it was a mistake on my end and the author didn't delete it!

it was a retelling where the bennets were indian. i only read the first chapter so i really don't have much more info....mrs.bennet called lizzie "dark and coarse" while jane was fairer. mr. bennet's first name was edward.