A little over 15K in debt. Any advice on most efficient way to tackle this?

Salary: 76,400 in IL
Monthly net: 4,465
Rent: 1,855
Cellphone: 105/month

Besides utilities which average between $100-200 a month depending on the season, and no car loan or car insurance, only subscriptions I pay for are Spotify ($27), AMC ($30), and gym membership ($75).

Debt breakdown:

Apple Card: 1,356.68
Capital One: 7,288.77
Target: 7,000.00

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u/aspringtosummers — 5 days ago

Hi there! Any active run clubs willing to share their info? In Uptown.

I know there was a post 4 months ago, but now that we are in summer, I wanted to check in and see which are active! I have no Instagram so getting info to meet ups/clubs would be awesome. Looking to start showing up weekly starting today! Thank you in advance.

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u/aspringtosummers — 7 days ago

Any recommendations on photographers that are comfortable shooting NSFW portraits?

I’m an early 30s gay man who runs my own subscription-based platform and I want to be able to provide upgraded content with tasteful and suggestive photographs that are NSFW. Serious inquiry as I’m looking to grow my platform this year. Thank you!

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u/aspringtosummers — 1 month ago

My ex (31m) and I (37m) have been in each other’s lives for about 6 years now. We were together for 3 years before splitting and have remained separate but in contact for the last 3.

There were two instances where my ex put his hands on me after a night of heavy drinking. Of course I can only describe it as someone physically abusing me and wanting to attack me.

Over the last 3 years, my ex has devoted himself entirely to being better and becoming sober. We’ve remained in contact with one another and talk about a lot of stuff still - we are great friends and always were from the beginning.

I know there was a lot of trauma in his upbringing and childhood and he has actually done a great job of working through all of that in therapy - both in intensive inpatient and continuing talk therapy. He hasn’t fallen back on anything else - no religion, doesn’t victimize his upbringing - he truly has immersed himself in the therapeutic process and has completely and utterly owned his mistakes and continues to.

I describe it all in that way to express my dilemma. We care about each other deeply. And I understand I wasn’t perfect in the relationship either, but we both understand that doesn’t excuse his behavior.

But his apology has come with real accountability and real change.

That’s a really vague overview of where we are now. We both live in separate states, but we remain close and talk almost daily still. I haven’t committed to therapy myself but we have great conversations together about his therapeutic journey and what he’s gone through and I know his intentions are pure.

But this experience has impacted me greatly. Idk if I’m being unfair, I don’t really know what’s my block to accept the change and try again. I’d appreciate any genuine insight and wisdom to help break from this stalemate him and I are that it feels like.

Thank you.

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u/aspringtosummers — 2 months ago