A little over 15K in debt. Any advice on most efficient way to tackle this?
Salary: 76,400 in IL
Monthly net: 4,465
Rent: 1,855
Cellphone: 105/month
Besides utilities which average between $100-200 a month depending on the season, and no car loan or car insurance, only subscriptions I pay for are Spotify ($27), AMC ($30), and gym membership ($75).
Debt breakdown:
Apple Card: 1,356.68
Capital One: 7,288.77
Target: 7,000.00