
11 years of maxing, just crossed $500k
I know a lot people find these posts annoying, but I think they can be fun and inspiring. Joined federal service in 2015 and maxed every year except for one year I dropped down a couple thousand during some leaner times. I hit my first $100,000 in 2019. The really crazy thing is I hit $250,000 in mid 2024, so I doubled in just two years.
I think we will have a major correction eventually. Time in market is better than timing the market, as they say.
I’m 38 and plan to work until 50 when I will also start receiving a pension. I started at the equivalent of a GS-10, and am equivalent of GS-13 now.
Here are the milestones from December of each year:
2015: $10,050
2016: $33,863
2017: $64,096
2018: $82,238
2019: $125,443
2020: $174,487
2021: $193,450
2022: $177,431
2023: $245,007
2024: $339,621
2025: $425,332
Now: $500,554