u/bhogeshwar_rao

I have an HSBC Anytime Credit Account that came with my HSBC Salary Account. I unknowingly used it to pay my credit card dues through CRED, as I thought I was using my regular HSBC bank account.

I never received any SMS/email from HSBC regarding the outstanding amount or due date. I suddenly received an overdue message from them.

Will this affect my CIBIL score? I’m planning to take an education loan for my master’s, so I’m really worried. I’ve already paid the entire outstanding amount just before making this post.