u/bitchywife123

So back in March I noticed a bunch of YouTube tv charges going back to january on my account. My husband and I had a whole argument about it. He vehemently denied. I filed a claim on it.

Fast forward to today I go to check out at the grocery store and my card is declined on insufficient funds. Weird. I know I had money.

I deep dove into my account and found a charge for an acne company in March and april, for a plus size clothing company in april and may, and a charge for an online ozempic prescriber in may.

Backing up, I gained a chunk of weight due to a hormone related illness in november-january, and also got alot of acne. My coworker kept hounding me about my appearance. Also in january she came up to me with my card claiming it was on the floor. I was 99% certain my card was in my wallet, in my bag, in my cabinet. I thought I was nuts.

Will wells fargo try to pursue legal action if I file a claim on this? I dont want to deal with that in the work place when people already have enough beef with me

Location: mississippi

I started seeing my current psychiatrist in 2019. I didnt particularly love it and I often felt she was a little too personal, but I needed my medication and she was the only one taking my insurance at the time. In 2020 she left the practice she was at claiming they bullied her for being a white woman, and started doing telehealth only out of her home.

Last year in dec my husband contacted her telling her I was breaking down and needed an appointment. She told him that I was not med compliant and there was no way I was taking my medication because I shouldve been out months ago because i havent seen jer in over a year. Which is not the case, I had had an appointment in sept and I get 90 days of meds each time. Which was when I realized I needed a new psych.

Fast forward to january 11th. I had a major mental break down and had to go on fmla. I filed my claim with metlife on January 11th. They sent it to her on January 17th. I followed up on 2/5 and got no response. 2/15 she reached out to me saying she had been sick and was starting on it then. 2/23 I reached out again as metlife still hadn't recieved it. She replied on 2/25 saying she was submitting it then. I had paid her nearly $300 for filling it out on January 18th.

I was supposed to have an appointment on 2/18 at 2 pm. But at 2:15 she texted me and canceled it because there was an issue with my insurance (she was trying to bill it to my old insurance that I have not had since dec.).

I returned to work on 3/1

On 3/11 I was contacted by metlife by i think it was an assessor or something? About then having to reach out to my psychiatrist and therapist.

On 3/12 I had an appointment for 3pm. I went on my hour lunch at 3. 3:06 she texted that she was running behind. At 4 I still had not heard back again and I needed to go back to work. She did call around 4:30 but at that point I was with a customer and couldnt answer. I texted her when I got off that day and never heard back

On 4/2 I reached out to her about needing my medication. What i recieved back was incredibly unprofessional and unhinged. I recieved 7 texts in a row without me having yet answered any. The gist of it was:

-my missing that appointment is stealing food from her sons mouths because she is the sole breadwinner winner

- she needs to save her time slots for other patients that need them more

- she is running a business not a charity

- I have to pay for that appointment and the no show fee before she will send in any meds

I didnt respond because I was simply dumbfounded.

On 4/8 I had spoken to metlife again asking why my claim was denied and not reevaluated once papers were submitted. They said 2 forms were missing when submitted. They sent them over to her. At which point I was once again met with a bombard of unprofessional texts.

The first 6 (over a course of an hour) before I answered were essentially:

- you need to pay all due fees (250 dollars for the last appointment and its no show fee) before I will fill this out, as well as have a new appointment (another 100 dollars)

- it will be 200$ for this, 100 per sheet.

- I have no idea what this is

- why would this be sent to me as i not longer will treat you.

- this is not how my office operates I am not at your Beck and call

- this looks fake, it doesnt name a case manager's or have a phone number

I replied that it was left off of the forms the first time, which I had already paid her for. I then recieved 2 more texts, 20 minutes apart, while I was driving home. Which consisted of:

- im not filling this out

- I need all owed fees (250) the copay for a new appointment (100) and the fee for filling this put (200) before I will set an appointment and fill this out

- I already completed this form so they should have done better and not lost it

- you can call metlife and let them know I will not be filling this out

I have now been off of my medication for about 3 weeks, and I have 3 more until I have my appointment with my new provider. I missed several days of work due to the physical effects of withdrawing from my medication and the mental side effects of not having it.

I am also at a loss of about 3,000 which is what my short term disability would have paid for my leave, but I cannot recieve because she wouldnt do the paperwork.

I am wondering if this is grounds to file a lawsuit or if I can report this to some kind of licensing board or ethics board? Im at a total loss of what the next step here is.

Location: mississippi

I started seeing my current psychiatrist in 2019. I didnt particularly love it and I often felt she was a little too personal, but I needed my medication and she was the only one taking my insurance at the time. In 2020 she left the practice she was at claiming they bullied her for being a white woman, and started doing telehealth only out of her home.

Last year in dec my husband contacted her telling her I was breaking down and needed an appointment. She told him that I was not med compliant and there was no way I was taking my medication because I shouldve been out months ago because i havent seen jer in over a year. Which is not the case, I had had an appointment in sept and I get 90 days of meds each time. Which was when I realized I needed a new psych.

Fast forward to january 11th. I had a major mental break down and had to go on fmla. I filed my claim with metlife on January 11th. They sent it to her on January 17th. I followed up on 2/5 and got no response. 2/15 she reached out to me saying she had been sick and was starting on it then. 2/23 I reached out again as metlife still hadn't recieved it. She replied on 2/25 saying she was submitting it then. I had paid her nearly $300 for filling it out on January 18th.

I was supposed to have an appointment on 2/18 at 2 pm. But at 2:15 she texted me and canceled it because there was an issue with my insurance (she was trying to bill it to my old insurance that I have not had since dec.).

I returned to work on 3/1

On 3/11 I was contacted by metlife by i think it was an assessor or something? About then having to reach out to my psychiatrist and therapist.

On 3/12 I had an appointment for 3pm. I went on my hour lunch at 3. 3:06 she texted that she was running behind. At 4 I still had not heard back again and I needed to go back to work. She did call around 4:30 but at that point I was with a customer and couldnt answer. I texted her when I got off that day and never heard back

On 4/2 I reached out to her about needing my medication. What i recieved back was incredibly unprofessional and unhinged. I recieved 7 texts in a row without me having yet answered any. The gist of it was:

-my missing that appointment is stealing food from her sons mouths because she is the sole breadwinner winner

- she needs to save her time slots for other patients that need them more

- she is running a business not a charity

- I have to pay for that appointment and the no show fee before she will send in any meds

I didnt respond because I was simply dumbfounded.

On 4/8 I had spoken to metlife again asking why my claim was denied and not reevaluated once papers were submitted. They said 2 forms were missing when submitted. They sent them over to her. At which point I was once again met with a bombard of unprofessional texts.

The first 6 (over a course of an hour) before I answered were essentially:

- you need to pay all due fees (250 dollars for the last appointment and its no show fee) before I will fill this out, as well as have a new appointment (another 100 dollars)

- it will be 200$ for this, 100 per sheet.

- I have no idea what this is

- why would this be sent to me as i not longer will treat you.

- this is not how my office operates I am not at your Beck and call

- this looks fake, it doesnt name a case manager's or have a phone number

I replied that it was left off of the forms the first time, which I had already paid her for. I then recieved 2 more texts, 20 minutes apart, while I was driving home. Which consisted of:

- im not filling this out

- I need all owed fees (250) the copay for a new appointment (100) and the fee for filling this put (200) before I will set an appointment and fill this out

- I already completed this form so they should have done better and not lost it

- you can call metlife and let them know I will not be filling this out

I have now been off of my medication for about 3 weeks, and I have 3 more until I have my appointment with my new provider. I missed several days of work due to the physical effects of withdrawing from my medication and the mental side effects of not having it.

I am also at a loss of about 3,000 which is what my short term disability would have paid for my leave, but I cannot recieve because she wouldnt do the paperwork.

I am wondering if this is grounds to file a lawsuit or if I can report this to some kind of licensing board or ethics board? Im at a total loss of what the next step here is.