38 years old and feeling behind Also just realized I haven’t invested my Roth IRA. Help!
My job recently offered 401k but I opted out since they aren’t matching. This reminds me of a Roth IRA account I opened about two years ago with Fidelity. My heart sunk when I noticed that it hasn’t moved a penny. Fast forward after googling questions I had I am here to ask for advice. I don’t know anything about investing. Should I let Fidelity do it for me? If not, and I do it on my own where should I invest? Should I make contributions here monthly instead? If I were to get a new job, or if my current starts matching the 401k contributions, should I opt in or stick to my Roth IRA account?