consumer driver PPO vs. low deductible PPO
Can someone help me with my math: Premium for CDPPO is $703, for LD is $892. Annual deductible CD $1700 vs. LD $300. OOPM is the same $5000 for both. Since I am about to have surgery and I will for sure reach the OOPM, why do I care about the deductible and other details? Shouldn't I just look at the premium which is lower for the Consumer Driven plan? thanks.