u/blanc84gn

So, I'm an airline pilot. Huge income coming as time goes on.

Company has 18% DC.

I have a Roth and a traditional IRA.

TR IRA has $200,000

Roth has $80,000

Company 401k has $100,000 (growing rapidly)

Do i leave the IRA and make the contributions and write off the taxes, leave the roth and then when the time comes do the mega backdoor to the roth? The IRA i can manage myself choose what funds I want whenever is a plus.

OR

Bite the bullet, convert the IRA into the roth and pay the taxes, continue the backdoor roth and then the mega backdoor when possible?

OR

Do i combine the traditional IRA into my 401k plan right now, do the backdoor now, and then do the mega backdoor when possible after the max limit on the 401k?

i'm feeling like the second option would be the best option

EDIT: I meant the first option

Already have an ira with a large balance on it, but ive been doing the backdoor through wealthfront last few years and consolidated all to Schwab.

Do I contribute to my current IRA and transfer $7500 as soon as it's settled? Or Open a new IRA specifically for conversions/transfer to roth?