What colors are you hoping Figs drops this summer?
I’ve been hoping Figs would bring back Fern or Cactus this spring but guess I’ll have to keep waiting! I know everyone’s hoping for Espresso but that seems more like a fall color (if they ever drop it)
Currently have about $106,045.00 in unsubsidized loans and wondering what the best strategy is for the next year. I'm lucky enough to be in deferment until May 2027 due to being in a fellowship program. While I know I don't have to pay anything, interest is growing and my goal is to pay off these loans as quickly as possible. Don't plan on pursuing PSLF.
Currently live at home and have no big bills that I'm responsible for. I make about $4,000 a month depending on my hours and plan on putting anywhere from $1350-1800/a month towards my loans to help bring the overall principal down. Putting away ~$2,000 in a mix of HYSA and stocks for future downpayment on a house. My minimum monthly payment would have been $1306 if it weren't for deferment.
| A | $10,887 | 7.94% |
|---|---|---|
| B | $5,747 | 8.05% |
| C | $11,771 | 7.05% |
| D | $41,466 | 9.08% |
| E | $34,303 | 8.08% |
| F | $1,871 | 8.94% |
My plan right now is to finish paying loan F next month after my check since it's the lowest balance and it would be nice to see one less loan. After that don't know if I should put my payments towards the biggest interest rate/balance (loan D) or go for loan B since I could pay it off in 4-5 months.
Following my fellowship next year I'll be getting a significant pay increase so will be able to contribute more towards my loans then.
Would love to hear any advice on different strategies!