Hospital Outpatient instead of Office Visit
I am so frustrated. My husband visited a cardiologist and we paid the provider copay (HMO plan, by the way). The doctor set him up for testing that we assumed (first mistake) was at an affiliated office.
Turns out, the site is considered hospital outpatient at a local hospital even though it's not actually at the hospital so, instead of paying a regular copay, we got hit with nearly $1,300 from the hospital. That doesn't include whatever the physician is going to charge.
I'm sure this will be a controversial statement. We qualify for a charity care discount but I will not disclose our entire financial profile for the possibility of a small discount. If it were hundreds of thousands of dollars and we were about to lose our house, yeah okay. Filling out the application would make sense then. It's incredibly invasive and seems to be a screening out tool to be honest.
That said, I'm going to negotiate. I just need advice on what is reasonable to pay to close out imaging fees they're charging us $1,300 out of pocket for.
Where would you begin with your offer? I was thinking I would offer a $700 lump sum payment to settle and close the account. Is that unreasonable for a prompt pay discount.