u/chanfromstatefarm

I have no job, degree, 5k debt, 2 kids and a sick father. I am 27 and just threw my life away for years. I didn't do drugs or alcohol I was just lazy and a pos with bad decisions and carelessness. I recognize that and I know how I could have done differently and I know that I should not have brought kids into my selfish world. Now that I got that out of the way. I am looking for advice on what to do now and forward. Everything I owe is in collections (3k car note, 2k credit cards) I have calls and texts every day and I have no money. I take care of my dad because he is disabled and my 2 kids are happy but always ask for something and I have to say no because I can't afford it. I can't even find a decent job because I quit every one for one bs reason or another. I am ready to get my shit together and need some help figuring it out.

Update: Thank you for the kind words and helpful advice.

Not that it matters but there has been some confusion, I am a man.

I (27M 315lbs 6'0") my wife and kids all need to lose weight. It has been a long time coming but after my 5yo had blood work showing he has extremely high triglycerides on top of being 100lbs 4'0". I know diet and exercise is going into effect immediately. I need help on how to make this a positive experience for the kids without causing dysmorphia or creating food trauma.

Edit: Thank you all for the warm advice. We will definitely be playing outside together everyday plus walking and eating the same healthy foods together. I really can't say enough how nice it feels to get such wholesome advice I was nervous.