u/cheezewhizard

Any thoughts on where to keep shorter term savings and emergency funds? For things like larger home maintenance or vehicle repair or unexpected tax issues, etc.

At the moment we try to keep around the value of 2 to 3 months of household expenses in the cash account and money market, roughly equally divided, and the rest in automated bond for shorter term savings (1 to 2 year out expected purchases and expenses).

That is in addition to longer term investments and retirement accounts.

Any suggestions?