u/chels0109

I sent a $4,000 e-transfer to my friend on June 5th through my TD account.

Almost a month later, my friend told me that her RBC account was locked because of this transaction was noted as a fraud/scam in the backend.

I talked to TD fraud department, and they told me it's deemed fraud, and they are going to demarket my accounts with TD, even though I tried to explain.

What should I do in this case? Can I still get the $4,000 back? Would like to hear if you have similar experiences.

Seriously, what's wrong with TD???