How should I continue after graduating my first secured credit card? And should I open another secured one elsewhere?
I'm 20yo, and got a secured credit card with a $600 deposit in January 2026, in April it was boosted to $900 while still being secured, and recently last week in August it has become a "normal"(?) credit card, with a $2000 limit. From a lot of what I read, and learned over the months I used my card for all my subscriptions, and typically spent around 70% of it, paying it off in full every month. With maxing it out maybe 2 or 3 times (due to tough situations), but making around $200 payments right after to keep it from sitting up there, before paying it off in a full my next payday.
My main reasoning of working towards an unsecured credit card was to have a payment method always available for me in-case I couldn't afford a bill/rent, and also the occasional treat. So now that I have that, what should I do?
My credit score is around the low 600, and only peaked at about 680, so I was thinking of trying to really start building my credit by opening another secured card with around a $300 limit somewhere else like Capital One, or Discover, and put all my subscriptions on there. Then with bills I could consistently afford to pay off like my internet, or electric on my current card to keep it active. Is that a bad idea?
tl;dr - Should I open a second secured credit card for subscriptions to start building more credit, and keep my current one for emergencies/bills?
Thanks in advance for any help