u/coldespise

-Visiting “The Bank” requires a player to use a trade fleet and pay the toll but does not cost resources unlike a colony. No energy, titanium or M is used.

-Toll is (n-1)*1M per visit. N is the order of the visitors. So the first visitor does not pay a toll but second pays 1 and third pays 2 etc. Also provided a player has more than one trade fleet, he/she may visit bank more than once per turn.

Give Loan	3M -> 1VP	4M -> 1VP	5M -> 1VP	6M -> 1VP	7M -> 1VP	8M -> 1VP	9M -> 1VP
				Move marker Right
				x (Marker)
Take Loan	+7M	+8M	+9M	+10M	+11M	+12M	+13M
	-1M Prod	-1M Prod	-1M Prod	-1M Production	-1M Prod	-1M Prod	-1M Prod
				Move marker left

I thought this could create an economy between those who underutilize their capital and others who may invest it lucratively. I put together the numbers intuitively and they could use some balance.