Euronet ATM experience
Before our trip to Portugal, I read up on what ATMs to use (multibanco) and what to avoid (euronet). Despite knowing to avoid them, I ran out of time super early in the morning and just used a euronet atm anyway to get cash instead of wasting time finding a better one and maybe missing a tour.
I declined all conversion offers and accepted the fee and it was… fine? There was no hidden scam or I’m missing it still? My bank reimburses all ATM fees anyway and looking at my bank statements everything looks normal. I did it again later in the trip with the same result:
Aug 6, €150 cash: -$178.75 (atm total charge) +$5.71 (refund)
Aug 13, €150 cash: -$179.00 (atm total charge) +$5.72 (refund)
Is the scam here just not knowing to reject currency conversion? If so, every credit card transaction here runs the same game by asking multiple times if I want to do things in euros and if I’m sure I don’t want conversion.