Someone used my phone number for a Moneyview loan application — how is this possible?
Today I received an SMS from Moneyview saying that a loan application was submitted using my mobile number . I did not apply for any loan.
I then opened the application and saw that the KYC details belong to another person, including his Aadhaar details and photo. I obviously don’t know this person.
The confusing part is: how was my mobile number verified? If Moneyview requires an OTP, how could someone create/use an account with my number without having access to my phone?
I also received a CIBIL SMS saying that WHIZDM FINANCE checked my CIBIL report today, which makes me more concerned.
Could this simply be someone accidentally entering the wrong phone number, or is there another way this could happen? Has anyone experienced something similar with Moneyview?
I’m contacting Moneyview to cancel the application and delete the account associated with my number. I have screenshots of the application and SMSes.