AMEX intro offer
Got an intro offer from AMEX for their Hilton honors card.
I’m currently in a debt pay off mode where I was on FMLA for personal issues but now that it has passed, I am back to work and actively and aggressively paying off debt. During that time I was without work, Amex actually reduced one of my lines by 3K while I was still paying on time without warning. I asked why and they said they do periodic reviews of their card holders credit and adjust but I said they don’t do that when the credit is good and I request an increase.
Just wanted to come on here and ask if this is a good offer. It’s a $100 statement credit and 100,000 points after spending 2K on the card in the first 6 months. I currently have their delta and their BC card and they have $0 balances.
Should I apply? Should I let it go? It’s not something I need per se but I am getting ready for a big purchase in a month or so and I’d like to take advantage as it is def over 2K but I also want to ensure I’m not getting duped. I’m thinking maybe a 0% interest card would be better but I figured I’d come here to ask people with more knowledge than I.
Thank you!