u/curry_licker

Let’s say I have 20k euro of stock that is in USD (U.S stock market) on trading212.

Let’s say I’m only up 20 euro in terms of stock appreciation, but trading212 shows +500 euro FX impact.

When I sell, I will make 520 euro profit.

For capital gains tax at 33%, does it count for the 20 euro stock price gain or the 520 total gain (stock price gain + FX impact)? I.e is it 33%x20 or 33%x520?

Follow up question; if it is the latter, hypothetically if it was -500 FX impact, could you write off the “losses” of CGT that includes FX impact losses then too and carry it to the next year?

Just saw a Volkswagen Polo 2017 1.2 TSI Comfortline (Automatic), Japanese import with only 26k km, NCT in 2 years time from now. Price was 13k.

Thoughts on this? I’m coming from a really old 2008 Honda Civic mk7, and in dire need of something that’s a bit more modern without breaking the bank that is also automatic as I am a bit tired of pressing the clutch on the M50 😂

Ideally, I’d like something more fun/cool but with a budget of maximum 15k, I feel like this is a good option for reliability?

Let me know