u/daays

Looking at a little getaway using points next month while visiting family in the area. SO and I are both in our 30s, and won’t have kids with us for this trip. I’ve got enough points for 1 night on the beach or 2 nights further in-land at the Tiburon.

I’m torn between having 2 full nights at one property vs the 1-night experience at the nicer one. I’ve also got 5 NUAs to use though I doubt that tips the scales. I know there’s a shuttle between the two, but obviously that doesn’t beat staying on the beach. Would love some opinions on whether or not a shorter but nicer stay is worth it.

Just trying to make sure I’m doing the math right on this.

If my convertible taxed balance is $22,991, and I receive 3 months of CZTE with a base pay of $6,000, does that essentially mean that $4,991 of the conversion is taxable? In addition to my normal pay, it’ll still keep me in the 22% tax bracket, but just trying to figure out where the added tax burden would end up.

From what I’ve read, that can just be addressed with next years tax return, correct? I know I can increase my withholding, and at roughly $1k in extra taxes (based on the CZTE offset) it’s not a huge deal. But I just want to make sure I’m not expected to pay 22% on the $23k up front and then figure it out when tax season starts next year. Thanks y’all!