u/definitelynot_icarus

Thinking to get a housing loan thru pag-ibig

Hi I’m f(26) and 3 years nang employed. First of all, regular na ako sa work ko pero trying for a change maybe around next year 2027.

Right now, I have 2 work one full time and one part time, and salary is around 30-32k combined, excluded yung mga kinakaltas monthly.

Tbh, i really wanted foreclosed properties kasi mas mura. Pero torn ako kasi mas may security yung regular na housing loan.

Kakayanin ba ng salary ko to get either of the two? Or do i need to wait na tumaas pa ang salary ko? And would the regular housing be worth it if ever?

Gusto ko kasi sana na before 30 makakuha na.

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u/definitelynot_icarus — 4 days ago